Ryan Harkey is a financial advisor at Cetera with seven years of industry experience and holds a Series 66 designation. He has held roles at firms including Avantax and 1st Global Advisors and serves as managing shareholder of two CPA firms, FMW, P.C. and Funchess, Mills, White & Co., P.C., which provide accounting and tax services. Harkey is actively involved in his community as President of the Three Rivers Council of the Boy Scouts of America and serves as a board member of a nonprofit preschool. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

Terry Whiddon is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 28 years of industry experience. His career includes long-term roles with Avantax and ownership of Whiddon Harkey Wealth Management, LLC. Outside of advising, he serves on the board of directors for Baptist Hospitals of Southeast Texas and is president of a local CPA firm, FMW, P.C. Cetera Investment Advisers LLC is a large SEC-registered adviser providing services through a nationwide network of independent advisors to individuals, retirement plans, corporations, and institutional clients. The firm offers a range of portfolio management and financial planning solutions with access to multiple program structures and third-party managers.

Jason Dickerson is a financial advisor with Cetera, holding a Series 66 credential and over 10 years of industry experience. His prior roles include positions at Avantax Advisory Services and 1st Global Capital Corp. He is a partner in The Dickerson Group, a marketing entity, and serves as co-president of the Texas Tech Alumni Association in Beaumont, where he organizes local chapter events. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform allowing advisors to implement model portfolios, select third-party managers, or create customized strategies across various program structures and custodial relationships.