Malcolm Walker Jr. is a financial advisor at Cetera with 29 years of industry experience and holds the ChFC® and Series 63 credentials. He previously worked at Commonwealth Financial Network and Kestra Investment Services. Outside of his advisory role, he is co-owner of a tax and accounting firm and serves as treasurer on multiple homeowners association boards. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager investment platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

James Luckey is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 23 years of industry experience. His career includes roles at Kestra Investment Services, Commonwealth Financial Network, and Excella Wealth Consulting. Outside of advisory work, he is involved with the Luckey Agency, Inc., focusing on payroll personal and commercial insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, financial planning, and access to third-party money managers, managing over $256 billion in assets through a nationwide network of more than 10,000 advisors.