Benjamin Kalbaugh is a financial advisor with Cetera in Birmingham, AL, holding a Series 66 designation and two years of industry experience. He has been associated with Cetera and its affiliates since 2025 and is also involved with Ella Valley Wealth Advisors, where he provides administrative support and client assistance. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that combines affiliated and third-party strategies, supporting both discretionary and non-discretionary account structures.

Howell Holland Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked with various entities including Concourse Financial Group Securities Inc and has co-owned Ella Valley Wealth Advisors since 2022. Holland is involved in community service as a trustee committee member managing his church's properties and serves on the finance committee of Fayette First Methodist Church. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and access to a range of program structures with over $256 billion in assets under management and a nationwide network of more than 10,000 advisors.