Stephen Massengale is a financial advisor with Cetera in Birmingham, AL, holding Series 63 and Series 66 credentials and 23 years of industry experience. His prior work includes roles at First Allied Securities, Summit Brokerage Services, and several other firms. He has been affiliated with Cetera and its various entities since 2015. Cetera Investment Advisers LLC serves a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, model portfolios, and a range of program options tailored to different investment needs.

Frank Yeilding II is a Series 66-licensed financial advisor with 19 years of industry experience. He is currently with Cetera and has previously worked at Concourse Financial Group Securities Inc, Equitable Advisors LLC, and AXA Advisors. Outside of his advisory work, he owns Yeilding Baseball, a youth sports instruction business providing baseball lessons in his community. Cetera is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of investment program options and access to third-party money managers.