Jeremiah Gramm is a financial professional at Cetera with four years of industry experience. He holds a Series 66 designation and has worked with Cetera and its affiliated entities since 2021. Outside of his advisory role, he provides tax planning and preparation services and is also commissioned as a notary. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers diverse investment management options and operates a multi-manager platform with access to various program structures and third-party managers.

Phillip Bracey is a CFP® with 40 years of industry experience, currently serving as a financial advisor at Cetera. He has been associated with Cetera Wealth Services, LLC since 2013 and joined Cetera in 2023. Outside of advisory work, he owns and operates tax preparation services and serves as a church elder at Kindred Outreach Ministries Inc. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individual, institutional, and retirement plan clients. The firm offers a multi-manager platform with diverse portfolio management options and financial planning services.

Sean Bracey is a ChFC® and Series 66-registered financial advisor with 16 years of industry experience. He is currently with Cetera and has previously operated Bracey Tax & Financial Services, where he provided tax preparation and financial planning services. Outside of his advisory work, he serves on the finance committee of Life Bible Fellowship Church. Cetera Investment Advisers LLC is a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients across discretionary and non-discretionary investment programs, offering access to a variety of model portfolios, third-party managers, and customized strategies.