David Gulyamov is a financial advisor with Cetera who holds a Series 66 designation and has 20 years of industry experience. His prior work includes roles at LPL Financial, LLC and Sterling National Bank. He is the owner of Gulyamov Wealth Management, a business associated with Cetera, and is involved in an insurance-related business outside of Cetera with restrictions. Cetera Investment Advisers LLC provides services through a nationwide network of independent advisors, serving a wide range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management options and financial planning services, utilizing a multi-manager platform with access to both affiliated and third-party managers.

Mark Gavrilov is a financial advisor with Cetera, holding the Series 63 designation and 14 years of industry experience. His prior roles include seven years at LPL Financial and multiple positions within Cetera and its affiliated entities. He is also the owner of Gavrilov Wealth Management, a business operating under a Cetera DBA. Cetera Investment Advisers LLC is an SEC-registered adviser that delivers a range of portfolio management and financial planning services through a large network of independent advisors. The firm serves individual and institutional clients, offering access to both affiliated and unaffiliated investment managers via various program structures and custodial relationships.