Richard Snowden is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 33 years of industry experience. He previously worked at LPL Financial for 19 years before joining Cetera in 2018. Snowden serves as a board member of the Millican Reserve Municipal Utility District and is involved in financial oversight as a member of the finance committee at First Baptist Church in Bryan, Texas. Cetera Investment Advisers LLC is an SEC-registered firm that supports a network of over 10,000 advisors and serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through multiple program structures and investment options.

Kevin Severance is a financial advisor at Cetera with two years of industry experience. He holds a Series 66 designation and has previously worked at Fundamental Wealth Advisors and Briaud Financial Advisors. Severance also spent three years at Texas A&M University prior to his advisory career. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with diverse investment options.

Vernon Ullmann is a financial advisor with Cetera, holding a Series 63 designation and 35 years of industry experience. He has been with Cetera since 2014 and previously worked at Prosperity Bank for nine years. Outside of his advisory role, Ullmann serves as president of the Rotary Club Aggieland and participates on the boards of the Rotary Club and the Aggieland Humane Society Pet Shelter. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services with multiple program structures and access to third-party managers.

Warren Reichel is a CFP® and Series 66 registered financial advisor with 10 years of industry experience, currently serving at Cetera in Bryan, TX since 2016. Prior to Cetera, he worked at Prosperity Bank for one year. He also holds a vice president position at Fundamental Wealth Advisors, a DBA affiliated with Cetera. Cetera Investment Advisers LLC is an SEC-registered advisory firm that supports a nationwide network of independent advisors, serving a diverse client base including individuals, retirement plans, and institutional accounts through a multi-manager platform offering a range of portfolio management and financial planning services.

John Ullrich is a financial advisor at Cetera with two years of industry experience. He holds a Series 66 designation and has worked at Cetera Investment Services LLC and Fundamental Wealth Advisors since 2022. Prior to his financial industry roles, he was employed at Texas A&M University and Katy High School. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, serving over 10,000 advisors and approximately 800,000 clients.

Nan Reichel is a financial advisor at Cetera with 29 years of industry experience. She has worked with Cetera Investment Services LLC since 1997 and was previously employed at Prosperity Bank for nine years. Reichel holds a Series 63 designation. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options, including model portfolios, third-party managers, and bespoke strategies.

Ryan Ullmann is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and nine years of industry experience. He has worked at Cetera since 2018 and previously held roles at Thrivent Financial and Thrivent Investment Management Inc. Outside of his advisory work, Ullmann serves as vice president at Fundamental Wealth Advisors, coaches at Twelve Baseball Academy, and is active in community organizations including chairing the board of Bethel Lutheran Church Preschool and serving on the board of the College Station Education Foundation. Cetera Investment Advisers LLC provides a multi-manager platform offering portfolio management, financial planning, and consulting services to a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm supports a wide range of investment strategies through affiliated and unaffiliated managers, serving over 10,000 advisors and approximately 800,000 clients.