Scott Ellis is a CFA® charterholder with 32 years of industry experience. He is currently with Cetera and has been involved with Ellis Brothers Inc. since 1993, where he operates as an insurance agent focusing on life insurance and fixed annuities. His career has also included long-term roles at Avantax entities dating back to 1993. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors and employs a multi-manager platform featuring both affiliated and third-party investment options.

Toni Drapkin is a financial advisor with Cetera, holding a Series 66 credential and 16 years of industry experience. She has worked at Cetera since 2025 and owns Drapkin Financial Services, LLC. Drapkin is also involved in North Home Remodeling LLC, where she performs general office work. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors and serves individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management and financial planning services across multiple program structures and custodians.

Stephen Ellis is a CFA® charterholder with 32 years of experience in the financial industry. He is currently with Cetera Wealth Services, LLC and Cetera, where he has worked since 2025. Ellis has served as a mediator and arbitrator for FINRA and the National Futures Association since 2012 and is a volunteer board member of the Green Level Crossing Community Association. He also volunteers on the nominating committee for Coastal Federal Credit Union. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple third-party money managers through a multi-manager platform with over $256 billion in assets under management.