David Kleiber is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. He has been with Cetera and its related entities since 2013. Outside of his advisory role, he has ownership in a rental property. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors and operates a multi-manager platform with discretionary and non-discretionary programs.

Richard Mc Naughton is a financial advisor with Cetera Wealth Services, LLC, holding a Series 66 designation and nine years of industry experience. His prior experience includes roles at Avantax Insurance Agency, Avantax Advisory Services, and Taxsavers II Financial Services. Outside of advisory work, he provides accounting and tax preparation services through his own business, TAXSAVERS 2 FINANCIAL SERVICES. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services and operates a multi-manager platform that allows advisors to implement diverse investment strategies.

Louis Smalle is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has worked with Profit Concepts since 1994, serving as owner and insurance agent involved in life, health, annuities, and long-term care sales. Smalle joined Cetera in 2013 and continues to operate within both firms. Cetera Investment Advisers LLC is an SEC-registered firm with a nationwide network of over 10,000 advisors, serving individual, corporate, retirement plan, and institutional clients. The firm offers a range of portfolio management and consulting services through multi-manager platforms and various program structures covering discretionary and non-discretionary accounts.