Richard Dickinson is a financial advisor at Cetera with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial and Guided Financial Strategies, where he is a managing partner. Outside of advisory roles, he is involved in managing fixed insurance products as an insurance agent. Cetera is an SEC-registered advisor operating a multi-manager platform with over 10,000 advisors nationwide. The firm serves individuals, retirement plans, corporate and charitable clients, and institutions with a range of portfolio management and financial planning services across various program structures.

Julie Sparrow is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 11 years of industry experience. She is a partner at Guided Financial Strategies, LLC, where she manages client relations, account operations, and office management. Additionally, she is involved in the sale of fixed insurance products as an insurance agent. Cetera Investment Advisers LLC serves a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager investment platform with various portfolio management options and third-party manager access, supporting both discretionary and non-discretionary account management.