Alexander Lippert is a CFA® charterholder and holds a Series 66 license with 15 years of industry experience. He is currently with Cetera and has previously worked at Everoak Wealth Co and Strategic Financial Partners. Outside of his advisory work, Lippert serves on the advisory board of the Rocky Mountain Field Institute, a local nonprofit focused on trail maintenance and nature stewardship, and is an author, podcaster, and speaker on retirement topics unrelated to finance. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of investment programs, including access to third-party managers and bespoke strategies, managing over $256 billion in assets through more than 10,000 advisors.

Joshua Schneider is a financial advisor with Cetera in Colorado Springs, CO, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His prior roles include positions at T. Rowe Price Investment Services, Inc., and Securian Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, overseeing over $256 billion in assets under management.

Matthew Macha is a CFP® professional with 18 years of industry experience, currently affiliated with Cetera. He has previously worked at T Rowe Price for 16 years and has been involved with firms including Silver Oak Securities and EJC Insurance & Financial. Since 2024, he has also served as a financial advisor at Everoak Wealth Co. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers across multiple program structures.

Timothy Watson is a CFP® professional with 22 years of experience in the financial services industry. He is currently a partner at EverOak Wealth Co., LLC and has worked at Cetera and its affiliated entities since 2023. His prior experience includes 16 years at Securian Financial Services, Inc. and Minnesota Life Insurance Company. Watson serves on the board of the EverOak Foundation, a nonprofit organization involved in charitable giving. Cetera Investment Advisers LLC is an SEC-registered advisor that provides a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management and consulting services through discretionary and non-discretionary authorities, with access to affiliated and unaffiliated managers across various program structures.

Joel Malick is a financial advisor at Cetera with 25 years of industry experience. He has held positions at firms including Everoak Wealth Co and Securian Financial Services, Inc. Outside of his advisory role, Malick is an author, podcaster, and speaker focusing on non-financial aspects of life planning, and he serves as president of Crossfire Ministries as well as a board member of multiple nonprofit organizations. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management and consulting services through a nationwide network of independent advisors and features a multi-manager platform with access to affiliated and unaffiliated investment strategies.

Randy Ward is a CFP®-designated financial advisor with 12 years of industry experience. He is currently affiliated with Cetera and has previously worked with Minnesota Life Insurance Company, Securian Financial Services, and Strategic Financial Partners. In addition to his advisory role, he serves on the boards of the Everoak Foundation and Emmanne Ministries, nonprofit organizations involved in philanthropic oversight and management. Cetera Investment Advisers LLC is a large nationwide SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Jeffrey St Gelais is a CFP® with 10 years of industry experience, currently affiliated with Cetera. He has worked at Cetera since 2023 and concurrently serves as a financial professional with Everoak Wealth Co., a financial services firm. His prior experience includes roles at Securian Financial Services Inc and Northwestern Mutual Wealth Management. Cetera Investment Advisers LLC is an SEC-registered firm with a nationwide network of over 10,000 advisors, serving individual, corporate, charitable, and institutional clients. The firm offers diverse portfolio management and retirement services through a multi-manager platform that includes affiliated and third-party managers and a variety of program structures.