Zachary Frueauf is a financial advisor at Cetera with one year of industry experience. He holds a Series 66 designation and has worked at several firms, including Northwestern Mutual and Equitable Advisors. He also engages in business development and client service activities through Michael Oana Retirement Planning Specialists. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers multiple portfolio management options and access to third-party managers through a nationwide network of independent advisors.

Michael Oana is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 32 years of industry experience. His prior roles include positions at Summit Financial Group Inc and Summit Brokerage Services Inc. Outside of advising, he is the founder of the Columbia CEO Association and an author, writing books unrelated to investment topics. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a variety of portfolio management and advisory services, supporting multiple program structures and custodial relationships.

Benjamin Yglesias is a financial advisor at Cetera with eight years of industry experience. He holds the Series 66 designation and has worked in various roles, including managing his own cleaning company and operating as a financial professional under the DBA Michael Oana Retirement Planning Specialist. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts, offering portfolio management and financial planning through a multi-manager platform with a range of program structures and custodial relationships.