Michael Foster is a financial advisor at Cetera with a Series 66 credential and one year of industry experience. His prior work includes roles at the Young Women's Christian Association and St. John Fisher University. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, retirement plans, corporate and charitable entities, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers various portfolio management and financial planning services, using a multi-manager platform with discretionary and non-discretionary strategies.

Bret Hartman is a financial advisor with Cetera, holding a Series 66 designation and bringing 21 years of industry experience. He has previously worked at Berthel, Fisher & Company Financial Services, N B T Bank, and LPL Financial. Hartman is also the owner of Upskill Wealth Management and Upskill Tax Services, where he provides financial and tax services. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform, with access to affiliated and unaffiliated third-party managers and multiple program options.