Brian Emde is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 31 years of industry experience. He has been associated with various Cetera entities since 2021 and previously worked at VOYA Financial Advisors from 2015 to 2021. Outside of his advisory role, he manages a rental property. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services across multiple program structures and custodial relationships, with over $256 billion in assets under management and more than 10,000 advisors.

Gabriel Vasquez is a financial advisor at Cetera with nine years of industry experience. He holds the Series 66 designation and has worked at various Cetera entities since 2019, with prior experience at LPL Financial and SAFE Credit Union. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Clarissa Pesqueira is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 17 years of industry experience. She has worked at various Cetera entities since 2018 and was previously with National Planning Corporation for two years. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a broad range of program options and third-party managers.

Samuel Chi is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been affiliated with various Cetera entities since 2013, including Cetera Wealth Services, LLC and Cetera Investment Services LLC. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party and affiliated investment solutions.

Emmanuel Asuncion is a financial advisor at Cetera with 16 years of industry experience. He holds a Series 66 designation and has held numerous roles within the Cetera network since 2018. His prior experience includes working with Northwestern Mutual Wealth Management Company and several individual advisors. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management and consulting services through a multi-manager platform with a variety of program options and custodial relationships.

Zarina Sullivan is a financial advisor with Cetera, holding Series 63, 65, and 66 credentials and 16 years of industry experience. Her prior work includes tenure at Fidelity and multiple Cetera entities since 2016. Outside of her advisory role, she provides basic financial literacy education to military personnel through Zeiders Enterprises. Cetera Investment Advisers LLC is a large SEC-registered adviser serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and a network of over 10,000 advisors managing more than $256 billion in assets.

Neel Hasan is a CFA® charterholder with eight years of industry experience. He is currently with Cetera and its affiliated entities, where he has worked since 2021. Prior to that, he was employed at Institutional Cash Distributors, LLC and Merrill. Outside of his advisory role, he is a member of BLU LOTUS LLC, a real estate LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with access to various investment strategies and program structures.

Brian Klimke is a CFA® charterholder with 21 years of industry experience. He is associated with Cetera and has held roles at various Cetera entities since 2013, as well as positions at Tower Square Investment Management LLC and Avantax Investment Services Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with access to affiliated and third-party managers and various program structures.

Roy Payo is a financial advisor at Cetera with 17 years of industry experience. He holds Series 63 and Series 66 designations and has worked at multiple Cetera entities since 2019, with prior experience at Clarke Financial Group and First Allied Securities. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supporting over 10,000 advisors and approximately 800,000 clients nationwide.

Rodney Viloria is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Western International Securities and National Planning Corporation. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Puneet Chawla is a financial advisor at Cetera with 14 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at several firms, including Summit Brokerage Services, Girard Securities, and First Allied Securities. In addition to his advisory role, he works as a process developer in operations for Genpact. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party managers, serving over 800,000 clients nationwide.

Quin Solamo is a financial advisor at Cetera with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked with multiple firms within the Cetera network as well as Northwestern Mutual and Wedbush Securities. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets.

Mellessia Gent is a financial advisor with Cetera holding Series 63 and Series 65 licenses and has 34 years of industry experience. She has been with Cetera and Cetera Wealth Services, LLC since 2013. Outside of her advisory work, she serves as a notary public and provides in-home care services through the Department of Public Social Services. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors. The firm offers portfolio management, financial planning, and retirement services to a diverse client base including individuals, employer-sponsored plans, and institutional accounts.

Justin Perez is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. His work history includes roles at multiple Cetera entities since 2023 and earlier experience with Jeanne Gibson and other firms. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary strategies.

Kevin Bloom is a financial advisor at Cetera with 13 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 66 licenses. His prior work includes roles at Hartford Investment Financial Services and multiple Cetera entities since 2017. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting advisors through various program structures and investment options.

Justin Neiman is a financial advisor at Cetera with 13 years of industry experience. He holds a Series 66 designation and has worked previously at LPL Financial, Schools First Federal Credit Union, JPMorgan Securities, LLC, and JPMorgan Chase Bank. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party model portfolios and various program structures.

Randall Miller is a CFP®-certified financial advisor with 24 years of industry experience, currently with Cetera. He has been associated with Cetera and Cetera Wealth Services, LLC since 2015. Outside of his advisory work, he serves on the alumni advisory board for the Jefferson Scholars Foundation and volunteers with the CFP Board Center for Financial Planning to support diversity and youth involvement in the profession. He also serves as a hearing panelist for the Certified Financial Planner Board of Standards. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform that includes affiliated and third-party managers.

Micaiah Harounian is a financial advisor at Cetera with a Series 65 credential and one year of industry experience. His prior work includes a four-year period at Bel Air Bay Club. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates as a multi-manager platform with over $256 billion in assets under management.

Hristo Stefanov is a CFA® charterholder with 12 years of industry experience, currently serving as a financial advisor at Cetera. He has held various roles within Cetera and its affiliated entities since 2013 and has been associated with Tower Square Investment Management LLC since 2015. Outside of his advisory work, he participates as a member of a homeowners association board, where he attends meetings and reviews budgets. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individual, employer-sponsored, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with diverse investment program options and oversight.

Brian Beldham is a financial advisor at Cetera with 26 years of industry experience and holds a Series 66 designation. His prior roles include positions at Ares Management Capital Markets and City National Bank. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers through a multi-manager platform with various program structures and custodial relationships.

Arielle Jaffe is a financial advisor with Cetera in El Segundo, CA, holding Series 63 and Series 65 credentials and possessing 25 years of industry experience. Her career includes roles at Investacorp, Ladenburg Thalmann & Co., and Securities America prior to joining Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Joseph Latino is a financial advisor at Cetera with 25 years of industry experience. He holds Series 63 and Series 65 designations and has been associated with various Cetera entities since 2013. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with multiple program options and a multi-manager platform.

Antonio Olvera is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. Prior to Cetera, he worked at AIG for two years and has held multiple roles within the Cetera network since 2023. Cetera Investment Advisers LLC serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options and access to both affiliated and third-party money managers.

Jaime Vizcarra is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 24 years of industry experience. He has worked primarily with various Cetera entities since 2013 and also spent time at Legend Equities Corporation. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple third-party managers through a multi-manager platform.

Efrain Sanchez is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 63 designation and has worked at several Cetera entities as well as East West Bank and National Planning Corporation. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a large nationwide network. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform providing access to affiliated and third-party managers across various program structures.

Cynthia Starks is a financial advisor with Cetera, holding a Series 66 designation and 18 years of industry experience. She has worked with multiple entities within Cetera since 2020 and previously spent 13 years at National Planning Corporation. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supported by a large network of independent advisors and over $256 billion in assets under management.

Simon Oliver is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 17 years of industry experience. He has worked at various Cetera entities since 2021 and was previously with VOYA Financial Advisors from 2014 to 2021. Outside of finance, he is involved in the optical industry through Sixteen Aires Optical, where he has been engaged in selling and manufacturing eyewear since 2012. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates as a multi-manager platform with access to affiliated and third-party managers and multiple program structures.

Simon Tuman is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has worked at multiple firms within the Cetera network as well as Miracle Mile Advisors, LLC, and MEA Wealth Advisors. Outside of his advisory role, he serves as president of the Hazel St Townhomes Homeowners Association. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, overseeing more than $256 billion in assets with over 10,000 advisors nationwide.

Logan Galli is a financial advisor at Cetera with 19 years of industry experience and holds the Series 66 designation. He has worked with several Cetera entities since 2023 and previously spent 16 years at LPL Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diverse investment management and financial planning services through a large network of over 10,000 advisors, managing more than $256 billion in assets.

Bryan Casserly is a financial advisor with Cetera, holding a Series 66 credential and 22 years of industry experience. He has been with various entities under the Cetera umbrella since 2012, including Cetera Wealth Services, LLC, and Cetera ADVISORS LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options, integrating affiliated and third-party managers across various program structures and custodians.

Jacob Lowry is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His career includes roles at Fisher Investments and multiple Cetera entities since 2019. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with discretionary and non-discretionary program options.

Aayush Aggarwal is a financial advisor at Cetera with three years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at LPL Financial and Roth Capital Partners. Outside of his advisory role, he is involved as a landlord with Crestwood Huts, LLC and Redwood Huts, LLC. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers through a multi-manager platform with various program structures and custodial relationships.

Christopher Zelaya is a financial advisor with Cetera in El Segundo, CA, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has worked at firms including The Vanguard Group, First Republic Securities, J.P. Morgan Securities, and JP Morgan Chase Bank. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting a range of investment strategies across discretionary and non-discretionary account structures.

Steven Siepak is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 66 credentials and has been associated with Cetera and its affiliated entities since 2018. Prior to that, he worked at National Planning Corporation from 2008 to 2017. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various program platforms and third-party managers through a multi-manager platform.

Rohit Kumar is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. Prior to his advisory roles at Cetera since 2023, he has worked at Genpact India PVT LTD since 2017. Cetera Investment Advisers LLC is an SEC-registered firm that provides services through a nationwide network of independent advisors to individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with various program options and custodial relationships.

Andrew Rimer is a financial advisor with Cetera, holding a Series 66 credential and 10 years of industry experience. He has worked at multiple Cetera-affiliated entities since 2016 and is also involved as a food delivery driver with Uber Eats outside of his advisory role. Cetera Investment Advisers LLC provides services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Dora Loaiza is a financial advisor with Cetera, holding a Series 66 designation and 23 years of industry experience. She has worked at Cetera and its affiliate Cetera Wealth Services, LLC since 2018 and previously at Ares Investor Services LLC and Ares Management LLC from 2015 to 2018. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of investment programs and strategies, managing over $256 billion in assets through a network of more than 10,000 advisors nationwide.

Kerry Pierce is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Cetera. He has held roles at multiple affiliated entities of Cetera since 2015. In addition to his advisory work, he is the owner of a sports bar and grill called One of Us Bar, where he provides strategic direction and leads capital structure design. Cetera Investment Advisers LLC operates as an SEC-registered adviser with a nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through diverse program platforms and multiple custodial relationships.

Rishabh Jain is a financial advisor with Cetera, holding a Series 66 designation and eight years of industry experience. He has been affiliated with various Cetera entities since 2018 and previously worked in higher education and at Genpact. Cetera Investment Advisers LLC is an SEC-registered advisor serving individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and retirement services, operating as a multi-manager platform with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Michael Giron is a financial advisor at Cetera with 9 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Cetera entities since 2017. Prior to that, he was employed at Wescom Credit Union from 2013 to 2017. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating as a multi-manager platform with access to affiliated and unaffiliated third-party managers, and manages over $256 billion in assets.

Raja Ramalingam is a financial advisor at Cetera with 14 years of industry experience and holds a Series 66 designation. He has been with Cetera Wealth Services, LLC since 2015 and joined Cetera in 2023. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with a range of program options.

Celia Martinez is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. She has worked with several firms including First Allied Securities, Summit Brokerage Services, and multiple Cetera entities since 2015. Martinez also serves as a FINRA arbitrator. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and consulting services, with access to both affiliated and third-party money managers across multiple program structures and custodial relationships.

Vaishali Kothari is a financial advisor with Cetera, holding a Series 66 designation and 21 years of industry experience. She has worked with multiple firms throughout her career, including Tower Square Investment Management LLC and First Allied Securities, Inc. Kothari has been associated with various entities within the Cetera network since 2013. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that allows advisors to implement model portfolios, third-party managers, or customized strategies.

Amanda Vizcarra is a financial advisor at Cetera with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with various Cetera entities since 2008. Outside of her advisory role, she works as an independent consultant promoting a skin care line. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management options, supporting both discretionary and non-discretionary accounts across multiple program structures.

Erik Svensson is a financial advisor with Cetera in El Segundo, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Cetera, he worked at Morgan Stanley for one year and has a background that includes both educational and retail roles. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with significant scale and a broad network of over 10,000 advisors.

Kristy Grauer is a financial advisor at Cetera with 20 years of industry experience. She holds Series 63 and Series 66 credentials. Outside of her advisory role, she consults for Main Street Axe Company, providing operational recommendations and editing support, and works as a delivery driver for DoorDash. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Sharon Swarthout is a financial advisor at Cetera with 27 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at firms such as Avantax Investment Services Inc, Girard Securities Inc, and First Allied Securities, INC. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and provides access to various investment strategies and third-party managers.

Anil Pandey is a financial advisor with Cetera, holding a Series 66 designation and six years of industry experience. He has been associated with various Cetera entities and First Allied Securities since 2016 and also has a background with Genpact. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm provides a range of portfolio management and financial planning services through a large network of independent advisors and offers multiple program structures and investment strategies.

Philip Soto is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 18 years of industry experience. Prior to joining Cetera in 2026, he worked at T. Rowe Price for seven years and Wells Fargo Bank NA for seven years. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, managing over $256 billion in assets through more than 10,000 advisors.