Denise Maleski is a financial advisor with Cetera, holding the ChFC® designation and Series 63 license, with 28 years of industry experience. She is currently co-owner and financial professional at RDDM Investments LLC and has held roles in insurance and financial services, including executive administration and agent positions at Davis, Gregory, and Kyle Inc. She is also president and office manager of Premier Premium Services, a financing company. Cetera Investment Advisers LLC is a large nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, retirement services, and access to third-party money managers through various program structures and custodial relationships.

Richard Doeringer is a financial professional with 41 years of industry experience, currently serving at Cetera. He holds the ChFC® designation and Series 63 license. His prior experience includes roles at Cetera Wealth Services, LLC and Tower Square Securities, Inc. Outside of his advisory work, he operates as an independent insurance agent focusing on disability, fixed annuities, life, accident, health, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm with a nationwide network of over 10,000 advisors serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to various investment program options and third-party managers.