Karen Topolinski is a financial advisor with Cetera, holding the Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Cetera since 2007 and operates Topolinski & Associates, where she is president and owner, providing tax, accounting, and wealth management services since 1988. She is also a partner at South Saginaw Office Associates. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across a range of program structures and custodial relationships.

Terri Mclaughlin is a financial advisor at Cetera with 30 years of industry experience. She holds Series 65 and Series 63 licenses and has worked with CETERA Financial Specialists LLC since 2001. In addition to her advisory role, she is involved in tax preparation and client liaison work at Ark Tax Service. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform that offers various portfolio management and financial planning services. The firm supports both discretionary and non-discretionary accounts and provides access to a wide range of investment strategies and third-party managers.