Todd Bramson is a CFP® and ChFC® with 42 years of experience in the financial services industry. He is currently with Cetera and has held positions at notable firms including Securian Financial Services, Inc. and North Star Consultants, Inc. Outside of advising, he is an author and serves as a director for the Western Golf Association. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Mark Edwards is a CFP® with 33 years of industry experience, currently serving at Cetera since 2025. Prior to this, he spent over three decades at Avantax Advisory Services and Avantax Investment Services. Outside of his advisory role, Edwards owns a tax preparation business and is a partner managing multiple franchise H&R Block offices. Cetera Investment Advisers LLC is an SEC-registered adviser that operates a multi-manager platform serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services, with access to affiliated and third-party managers across various program structures.

Victor Rodriguez is a financial advisor with Cetera, holding Series 63, 65, and 66 credentials and nine years of industry experience. His prior roles include positions at Edward Jones, Merrill Lynch/Bank of America, and Inoram Settlement Advisors LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform that offers various portfolio management and financial planning services with a range of discretionary and non-discretionary program options.