Margaret Grier is a financial advisor at Cetera with nine years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at CUSO Financial Services and South Carolina Federal Credit Union. She is also involved with J. Patrick Financial, LLC, where she performs client servicing, engagement, and office management duties. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers through a multi-manager platform with over $256 billion in assets under management.

John Patrick is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. His career includes roles at Voya Financial Advisors, Raymond James Financial Services, and County Bank. Outside of his advisory work, he serves as an elected board member of the Greenwood Museum and Railroad Historical Center. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, managing over $256 billion in assets through more than 10,000 advisors.