Elyse Jurman is a financial advisor with Cetera, holding Series 63, 65, and 66 credentials and bringing 28 years of industry experience. She has been with Cetera Advisors LLC since 2014 and currently owns EJ Designs LLC, which focuses on interior decorating. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and advisory services, supporting over 10,000 advisors and managing more than $256 billion in assets.

John Vento is a CFP® with 28 years of experience in wealth management and financial planning. He is currently affiliated with Cetera Wealth Services, LLC and serves as senior partner and president of Vento Tax and Wealth Management, LLC. Vento is also the author of a book titled *Financial Independence: Getting to Point X*, published in 2018. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of over 10,000 independent advisors. The firm serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.