Christopher Otto is a financial advisor with Cetera in Honolulu, HI, holding the CFP® and Series 63 credentials and bringing 23 years of industry experience. He has worked at Bankoh Investment Services, Inc. since 2014 and joined Cetera in 2025. Outside of his advisory role, he serves as chairman of MAKAIEKA INVESTMENTS LLC, participates on multiple nonprofit boards including the Hawaii Children's Cancer Foundation and Arthritis Foundation – Hawaii Chapter, and is president of the Securities Industry Association of Hawaii. Cetera Investment Advisers LLC is an SEC-registered firm that provides a broad range of portfolio management, financial planning, and retirement services to individual and institutional clients. The firm operates a large multi-manager platform offering access to affiliated and third-party strategies across various program structures and custodial relationships.

Scott Richardson is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and five years of industry experience. He has previously worked at Bank of Hawaii, Central Pacific Bank, Liberty Mutual Insurance, and Bank of America. His current tenure at Cetera began in 2025. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party managers, supporting a range of program options under various discretionary authorities.

Matthew Anderson is a financial advisor with Cetera based in Honolulu, HI. He holds the Series 66 designation and has one year of industry experience. Prior to his current role, he worked at Bank of Hawaii and First Command in various capacities. Outside of finance, he was a certified personal trainer for 14 years. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting various program structures and investment strategies.

Josiah Valencia is a financial advisor with Cetera, holding a Series 66 designation and seven years of industry experience. He has previously worked at American Savings Bank and Bankoh Investment Services, Inc. He is currently based in Honolulu, HI. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary investment programs and reported over $256 billion in assets under management across more than 10,000 advisors.

Chang Li is a financial advisor at Cetera with nine years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at Merrill, Bank of America, Charles Schwab, Scottrade, and Wind Information Hong Kong. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and access to a range of model portfolios and third-party managers through a multi-manager platform.

Yoko Farias is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Cetera since 2025. Prior to this, she has been with Bankoh Investment Services, Inc. since 2001. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Albert Piena is a financial advisor with Cetera who holds Series 66 and Series 63 licenses and has 20 years of industry experience. He has been with Bankoh Investment Services, Inc. since 2008 and joined Cetera Investment Advisors and Cetera Investment Services LLC in 2025 and 2026, respectively. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services and operates a multi-manager platform that allows advisors to implement a variety of investment strategies under discretionary and non-discretionary authorities.

Zoltan Tasato Farkas is a financial advisor at Cetera with nine years of industry experience. He holds Series 66 and Series 63 registrations and has worked at firms including New York Life Insurance Company and The Prudential Insurance Company of America. He is based in Honolulu, HI. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Chelcy Reyes is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. She has worked primarily with Bank of Hawaii and its affiliated entities since 2008. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Jeri An Yamamoto is a Series 66 licensed financial advisor with 25 years of industry experience, currently affiliated with Cetera in Honolulu, HI. Her prior experience includes roles at Bankoh Investment Services, Inc. and Voya Financial Partners. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of discretionary and non-discretionary portfolio management options, including access to third-party money managers and customized investment strategies.

Leena Howard is a financial advisor with Cetera in Honolulu, HI, holding a Series 66 designation and 12 years of industry experience. Her prior roles include positions at Morgan Stanley and Bankoh Investment Services. Outside of her advisory work, she serves as a part-time property manager for a condominium. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to both affiliated and third-party investment strategies.

Todd Valoff is a financial advisor at Cetera with 25 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes over two decades at First Republic Securities Co LLC and First Republic Bank, followed by roles at J.P. Morgan Securities and JP Morgan Chase Bank. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual and institutional clients nationwide through a large network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and retirement services, supporting various investment strategies and program structures.

Kent Mannina is a financial advisor with Cetera in Honolulu, HI, holding Series 63 and Series 66 credentials and has 16 years of industry experience. He has worked at firms including Wells Fargo Advisors and Bank of Hawaii, where he currently serves as a relationship manager assisting clients with various banking services and account management. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of investment management and financial planning services delivered via a multi-manager platform with diverse program options and custodial arrangements.

Lisl Sonomura is a financial advisor at Cetera with 14 years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley for four years and Merrill Lynch Pierce Fenner & Smith Inc for 18 years. Based in Honolulu, HI, she is also a sole proprietor of a rental property business outside of her advisory role. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services across multiple program platforms and investment strategies.