Thomas Ryan is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 34 years of industry experience. His prior roles include positions at AssetMark Brokerage, Fidelity Investments, and Next Financial Group. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management, financial planning, and retirement services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Eric Menickella is a financial professional with 28 years of industry experience, currently associated with Cetera. He holds Series 63 and Series 65 credentials and has worked at firms including Voya Financial Partners, Inc., Cetera Wealth Services, LLC, and Independence Financial Planning, LLC, where he serves as managing partner. In addition to his advisory work, he is an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supported by a network of over 10,000 advisors and more than $256 billion in assets under management.

Brian Hall is a financial advisor with Cetera in Jacksonville, FL, holding the PFS™ designation and Series 65 license. He has six years of industry experience and previously worked with Avantax Advisory Services and several CPA firms, including Landmark PLC and Financial Solution Advisors CPA, PLLC. Outside of his advisory role, he serves as Treasurer for local nonprofit organizations including the Rotary Club of Mandarin Charities, Inc. and the Cecil Field POW/MIA Memorial, Inc. Cetera Investment Advisors LLC is an SEC-registered firm that supports a large nationwide network of independent advisors and serves a diverse client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform that enables advisors to implement model portfolios, select third-party managers, or create customized strategies.