Jesica Andrews is a Series 66-licensed financial advisor with three years of industry experience. She has worked at Cetera and its affiliated entities since 2026, following five years at Raymond James & Associates and earlier roles in various business and management positions. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary account structures across multiple program options.

Scott Steiner is a CFP® professional affiliated with Cetera, with seven years of industry experience. He is also an attorney and owner of Steiner Law Offices, PLLC, where he provides legal services including estate planning, probate, and trust administration. Additionally, he owns Forcite, LLC, a management consulting firm offering non-investment business advice. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program options and third-party money managers.