Mark Bass is a CFP® with 53 years of industry experience, currently affiliated with Cetera. He has worked at Cetera Advisors LLC since 2013 and operates Pennington, Bass & Associates, a comprehensive financial planning firm he co-founded in 1977. Bass serves as the Investment Committee Chair for the Community Foundation of West Texas and is a board member of the Lubbock Downtown Development Corporation. Cetera Investment Advisers LLC is an SEC-registered advisor that supports a nationwide network of independent advisors, offering services to individuals, retirement plans, corporate and charitable clients, and institutional accounts through discretionary and non-discretionary portfolio management, financial planning, and access to multiple program platforms and third-party managers.

Jennifer Dever is a CFP® and holds a Series 63 license, with 22 years of industry experience. She is currently with Cetera and has been associated with Pennington, Bass & Associates since 2011. Dever serves as a voting member of the UMC Foundation Board, a local hospital foundation, and provides notary services. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a network of independent advisors. The firm offers a range of portfolio management and consulting services using multi-manager platforms and various program structures.