Joseph Heinert is a financial professional at Cetera with one year of industry experience. He holds a Series 66 designation and has prior experience at Cetera Wealth Services, LLC. Outside of advising, Heinert is involved in multiple business ventures, including his role as president of Heinert Legacy, a real estate company, and as part owner of Dakota Business Solutions, an office equipment business. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform that supports both discretionary and non-discretionary strategies.

Steven Richard is a financial professional with nine years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has worked with firms including Securian Financial Advisors of North Dakota and Lux Wealth Advisors. In addition to his advisory role, he is a licensed insurance agent and owner of an accounting and CPA business. Richard also serves on the advisory board of Easter Seals Goodwill ND, Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Shane Hafner is a Series 66-licensed financial professional with 17 years of industry experience. He is currently affiliated with Cetera and Lux Wealth Advisors, having worked at Cetera since 2023 and Securian Financial Advisors of North Dakota since 2009. Outside of his advisory roles, Hafner serves as president of Bisman Business Builder, a non-investment-related local organization, and is a board member of the Bismarck-Mandan Chamber of Commerce. Cetera Investment Advisers LLC operates a multi-manager platform serving a diverse client base, including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services, utilizing both affiliated and third-party managers across various program structures.

Christian Clausnitzer is a financial professional affiliated with Cetera, holding a Series 66 designation and bringing six years of industry experience. He has worked with Securian Financial Advisors of ND, Minnesota Life Insurance Company, and currently with Lux Wealth Advisors. Clausnitzer also engages in fixed insurance sales as part of his business activities. Cetera Investment Advisers LLC distributes services through a large nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of investment management and consulting services, utilizing various program structures and multiple custodial relationships.

Robbie Montgomery is a financial professional with 19 years of industry experience, currently affiliated with Cetera. He holds the Series 63 and Series 65 designations and has worked with firms including Securities Financial Advisors of North Dakota, Minnesota Life Insurance Company, and Securian Financial Services. In addition to his advisory role, he is involved with Lux Wealth Advisors, a financial services business operating under a DBA. Cetera Investment Advisers LLC distributes its services through a nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with over $256 billion in assets under management and more than 10,000 advisors.

Robert Meltzer is a financial professional with 23 years of industry experience, currently affiliated with Cetera since 2023. He holds the Series 66 and Series 65 designations and has worked at firms including Securian Financial Advisors of ND, Principal Securities Inc, and Principal Life Insurance Company. Outside of his advisory role, Meltzer serves on the advisory board of BM Symphony and works as a sports director for a local radio station. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party model portfolios.

David Wald is a financial advisor with Cetera and holds Series 63 and Series 65 licenses. He has 25 years of industry experience, including roles at Securities Advisors of North Dakota, Securian Financial Services, and Minnesota Life Insurance Company. He serves on the advisory board for the Bismarck Cancer Center Foundation and is a board member of Easter Seals/Goodwill of North Dakota. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Brian Neuhardt is a financial professional with 27 years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has worked with firms including Securian Financial Advisors of North Dakota and Minnesota Life Insurance Company. Outside of his financial advisory work, Neuhardt serves as a sport coach and referee for Bismarck Public Schools and holds board positions with local youth softball organizations. Cetera Investment Advisers LLC provides services through a large network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with portfolio management, financial planning, and access to various program structures and third-party managers.