Craig Sinning is a CFP® professional with 24 years of industry experience, currently serving at Cetera since 2023. His prior experience includes 18 years with Securian Financial Services, Inc. and Minnesota Life Insurance Company. He serves on the advisory board and asset management committee for the Mankato YMCA and participates on the finance committee of New Creation World Outreach Church. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual investors, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets.

Eric Opsal is a financial professional at Cetera with 35 years of industry experience. Prior to joining Cetera in 2023, he worked for over three decades at Minnesota Financial Services, Securian Financial Services, and Minnesota Life Insurance Company. Outside of his advisory role, he serves as a director on the board of the Mankato Golf Club and is employed as a trainer and teacher at Minnesota State University, Mankato. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and affiliations to provide tailored investment solutions.

Kevin Sanger is a financial professional with Cetera who holds a Series 66 designation and has eight years of industry experience. He previously worked with Minnesota Financial Services, Securian Financial Services Inc, and Minnesota Life. Outside of his advisory role, he serves as a consultant for the Small Business Development Center, assisting business owners with loan application paperwork, and works as an intercollegiate track and field official. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of investment approaches, including discretionary and non-discretionary portfolio management and access to third-party money managers.

Chad Salzwedel is a financial professional with 25 years of industry experience, currently affiliated with Cetera since 2023. He holds the Series 63 and Series 65 designations and has previously worked with Minnesota Financial Services, Securian Financial Services, and Minnesota Life. Outside of his advisory role, he serves as a volunteer firearms safety instructor, is a director on a local golf course board, and participates in community outreach through the St. Peter Ambassadors. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with access to affiliated and third-party investment strategies across various program structures.