Alexander Morrall is a CFP® professional with 11 years of experience in the financial services industry. He is currently affiliated with Cetera and has previously worked with firms including Fortune Financial and Securian Financial Services. Morrall is also the owner of Twin Cities Wellness Collective, a business outside of his advisory activities. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Kristin Strom is a financial advisor at Cetera with 16 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked with firms including Allianz Life, Questar Capital Corporation, and Securian Financial Services. Outside of her advisory role, she owns Jarne’s Financial and serves as a trustee. Cetera Investment Advisers LLC distributes services through a large network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services, with access to multiple program structures and third-party money managers.

Graham Low is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. He has worked at several firms including Northwestern Mutual Investment Services LLC and Securian Financial Services Inc. Low is also associated with Fortune Financial/North Star Resource Group. Cetera Investment Advisers LLC operates as a multi-manager platform serving individual clients, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services with over 10,000 advisors managing more than $256 billion in assets.

Laurence Altman is a CFP®-certified financial advisor with 44 years of industry experience, currently affiliated with Cetera in Minnetonka, MN. His career includes long-term roles at Minnesota Life Insurance Company and Securian Financial Services, as well as ownership and partnership in several financial and consulting businesses. Outside of advisory work, he owns Altman Financial, Inc., an expense management firm. Cetera Investment Advisers LLC is a national SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management options including discretionary and non-discretionary strategies, leveraging a large network of advisors and affiliated managers.

Rae Velasquez is a financial advisor at Cetera with five years of industry experience and holds a Series 66 credential. She has worked at several firms, including Fortune Financial and Securian Financial Services. Velasquez also supports team members at Fortune Financial in securities, insurance, and planning business. Cetera Investment Advisers LLC serves a broad range of clients including individual investors, employer-sponsored retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services and operates a multi-manager platform with discretionary and non-discretionary program options.

Jeffrey Jarnes is a CFP® and ChFC® credentialed advisor with 45 years of industry experience. He is currently affiliated with Cetera and has a longstanding career including roles with Fortune Financial Holdings, Securian Financial Services, and Minnesota Life Insurance Company. Outside of advisory work, he is involved in fixed insurance sales and operates a financial services business. Cetera Investment Advisers LLC is a large nationwide network serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services supported by a broad selection of investment strategies and custodial relationships.

Ryan Anderson is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Cetera since 2023. He previously worked at Securian Financial Services and Minnesota Life for 24 years and has been involved with North Star Consultants Inc. for 28 years. Anderson is also a board member of Bob Allison Ataxin Research. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and operates as a multi-manager platform with various program options and custodial relationships.

Robert Ebert is a CFP® with 23 years of experience in the financial services industry. He is currently with Cetera, where he has worked since 2023, and he has held roles at Minnesota Life Insurance Company and Securian Financial Services, Inc. outside of his advisory work, he is involved in fixed insurance sales and operates a tax reporting business. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients, offering a range of portfolio management and financial planning services through a multi-manager platform.

Calvin Mc Kenney is a CFP® professional with eight years of industry experience, currently advising at Cetera. He has held roles at Fortune Financial, Securian Financial Services, and Minnesota Life Insurance Co. Mc Kenney also serves as president of a local chapter of Business Network International, where he manages and runs meetings. Cetera Investment Advisers LLC is an SEC-registered firm offering a range of portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm operates a multi-manager platform providing access to various model portfolios and investment strategies under multiple program structures.

Aimee Speier is a financial advisor with Cetera, holding a Series 66 designation and 14 years of industry experience. Her career includes roles at Fortune Financial, Securian Financial Services, and CRI Securities. She is also registered as an agent/broker with Fortune Financial LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management options, combining affiliated model portfolios, third-party managers, and customized strategies.

Elianna Baldwin is a financial advisor with Cetera, holding a Series 66 designation and beginning her career in 2023. Her prior work experience includes roles at Farmers Insurance, Boulder Pointe Golf Course, and Ford Robert Black Agency. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of investment management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

David Shestak is a financial advisor with Cetera, holding a Series 66 designation and 11 years of industry experience. His career includes roles at Fortune Financial, Securian Financial Services, Minnesota Life Insurance, and CRI Securities. He also participates in the Catholic Financial Planners Network, a referral group for financial advisors who are Catholic. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform where advisors can utilize model portfolios, third-party managers, or bespoke strategies across various program and custody structures.

Gaylen Harms is a CFP® and ChFC® with 43 years of experience in the financial services industry. He is currently affiliated with Cetera and has held roles at multiple firms, including Securian Financial Services and North Star Consultants, where he has been active since 1983. Harms serves as a director on the board of Walker Methodist and as treasurer and finance chair for Wolf Ridge ELC. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large nationwide network of independent advisors, managing over $256 billion in assets. The firm offers a range of portfolio management and consulting services to individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform.

James Quandt is a CFP® with 38 years of experience in the financial services industry. He is currently affiliated with Cetera and has held various roles since 1989 across firms including Securian Financial Services, CRI Securities, and North Star Consultants. Quandt is involved in multiple business ventures and charitable boards, including ownership of AUTO ENVIRONMENTS LLC and participation on the advisory board of Vulcan Community Charity's Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers through a multi-manager platform with a variety of program options and custodial arrangements.

Reid Meyer is a CFP® professional with eight years of industry experience. He is currently affiliated with Cetera and has worked at multiple firms including Fortune Financial and Securian Financial Services. Outside of his advisory role, he has held agent/broker positions in fixed insurance sales and property and casualty insurance. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services, operating a multi-manager platform with access to both affiliated and third-party managers.

Jessica Garcia is a financial advisor at Cetera with 15 years of industry experience. She holds a Series 66 designation and has worked previously at Securian Financial Services, Inc. and Fortune Financial. Jessica is also employed at Fortune Financial as an assistant. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Taylor Ploss is a financial advisor at Cetera with 10 years of industry experience. He holds the CFP® and Series 66 credentials. His prior work includes roles at Fortune Financial, Securian Financial Services, and CRI Securities. Outside of his advisory work, he serves as treasurer on the advisory board of the Beta Delta Chapter of the Sigma Pi Fraternity at the University of Kansas. Cetera Investment Advisers LLC is a nationwide SEC-registered advisor supporting individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services delivered through over 10,000 advisors.

Patrick Olson is a CFP® professional affiliated with Cetera, with 19 years of industry experience. He previously worked at Minnesota Life Insurance Company and Securian Financial Services, Inc. for a decade and currently owns DAP Advisory, focusing on expense management and cash flow control. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, retirement plans, corporate, charitable, and institutional accounts through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services and operates a multi-manager platform that includes affiliated and unaffiliated third-party managers.