Raymond Halstead is a financial advisor with Cetera, holding a Series 66 credential and four years of industry experience. He is also the managing partner of REH CPA, PLLC, an accounting firm, and serves as managing partner of Halstead Real Estate Investments. Outside of his advisory role, he is an executive board member and treasurer for FeedNC, a local food bank, and president of the Morrison Executive Suites Owners Association. Cetera Investment Advisers LLC is a nationwide advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to model portfolios, third-party managers, and customizable strategies across various program structures.

Michael Klenck is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 32 years of industry experience. His prior work includes roles at VOYA Financial Advisors and Retirement Income Advisors, Inc. He also operates REH Wealth, a financial services business, and works as an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform supporting various investment strategies and program structures.