Timothy Cramer is a CFP®-designated financial advisor with 14 years of industry experience, currently affiliated with Cetera. He also serves as a CPA at Cross Timbers CPAs PLLC, where he provides tax and accounting services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Steven Wilson is a CFP® professional with over 31 years of experience in the financial services industry. He currently serves at Cetera and Highpoint Financial Group, where he is a managing member. Wilson has prior experience at firms including Avantax Investment Services and operates an accounting and tax preparation business as a CPA. He also holds a board position as treasurer for a homeowners association. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures.

Clay Peevyhouse is a financial advisor with Cetera, holding a Series 66 designation and nine years of industry experience. He previously worked at Edward Jones for five years before joining Cetera in 2022. Outside of financial services, he is a partner and owner of Peevyhouse Companies LLC, a photography services business. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment managers.