Greg D'esposito is a financial advisor with Cetera, holding a Series 66 designation and 22 years of industry experience. His career includes positions at First Allied Advisory Services and Cetera, where he has worked since 2020. Outside of his advisory role, he is involved in several consulting and entrepreneurial ventures, including managing partner roles and consulting activities. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to various program structures and third-party managers.

Ronald Pellek is a financial advisor with Cetera, holding a Series 66 designation and bringing 20 years of industry experience. Prior to joining Cetera in 2025, he worked for Avantax Advisory Services and Avantax Investment Services for two decades. He is also the owner of RP Tax Service, providing tax preparation and accounting services since 1995. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers, supporting both discretionary and non-discretionary strategies.

John Kulawiak is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Cetera Investment Advisers LLC and Cetera Financial Specialists LLC since 2005. Additionally, he serves as a tax preparer and enrolled agent through Nerenberg & Kulawiak, Inc., providing income tax preparation, bookkeeping, payroll, and tax consulting services. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and affiliations to provide access to both affiliated and third-party money managers.