Ali Koprencka is a CFP® with 16 years of industry experience currently with Cetera in New York, NY. His prior firms include Foresters Advisory Services and Foresters Financial, where he worked for nine years. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with a broad range of portfolio management and financial planning services, managing over $256 billion in assets across more than 10,000 advisors.

Kevin Rodriguez is a financial advisor with Cetera and holds Series 63 and Series 65 designations. He has 11 years of industry experience, including roles at Foresters Advisory Services and Foresters Financial Services before joining Cetera in 2019. Based in New York, NY, he has been with Cetera and its associated entities for seven years. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform, supporting various investment strategies and program structures.

Bruno Spadafora is a financial advisor at Cetera with a Series 66 credential and less than one year of industry experience. His prior work includes roles at Allied Wealth Partners and Belle Haven Investments, as well as teaching positions at Fox Lane Middle and High Schools. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and employs a multi-manager platform that provides access to affiliated and third-party managers.

Gregory Mcneill is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. He has worked at Cetera since 2019 and previously spent over two decades with Foresters Financial Services. Outside of his advisory role, he is involved with Granite Sky Wealth Advisors LLC, which operates as a DBA for his Cetera business. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, with over $256 billion in assets under management and more than 10,000 advisors.

Jeffrey Regalado is a financial advisor with Cetera in New York, NY, holding a Series 63 designation and 12 years of industry experience. He has worked at Cetera and its affiliate since 2019, and previously was with Americas Life Insurance Corp and Foresters Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and operates a multi-manager platform with access to both affiliated and third-party investment strategies.

Craig Thompson is a financial advisor at Cetera with 39 years of industry experience. He holds the ChFC® and Series 63 designations and has worked at firms including Allied Wealth Partners, Securian Financial Services, and Hudson Valley Bank. Outside of his advisory role, he is involved as an agent/broker in fixed insurance sales through Allied Wealth Partners and Thompson Benefits Consultants. Cetera Investment Advisers LLC serves a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, with over 10,000 advisors and $256 billion in assets under management.

Tracey Graziosa is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 12 years of industry experience. Her prior work includes roles at JP Morgan Chase Bank, J.P. Morgan Securities, First Republic Securities, and Foresters Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to a range of investment strategies through a multi-manager platform.

Demir Nikovic is a financial advisor with Cetera, holding Series 63 and Series 65 designations and nine years of industry experience. He has worked at Cetera and its affiliates since 2019 and previously held positions with Foresters Advisory Services and Foresters Financial Services. Outside of advisory work, he is involved in handyman and building maintenance services. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with various program structures and custodial relationships.

Andrew Sansone is a CFP®-certified financial advisor with 12 years of industry experience. He is currently affiliated with Cetera and has held roles at Allied Wealth Partners and Minnesota Life Insurance Company. Outside of his advisory work, he has served as an agent and broker involved in fixed insurance sales. Cetera Investment Advisers LLC is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options and access to third-party money managers, supporting both discretionary and non-discretionary strategies.

Thomas Claro Jr. is a financial advisor at Cetera with 22 years of industry experience. He holds the Series 63 and Series 66 designations. His prior work includes roles at Allied Wealth Partners, Securian Financial Services, and Minnesota Life Insurance Company. Aside from advisory services, he is also involved as an agent/broker in fixed insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with access to multiple third-party managers and program structures.

Matthew Nocco is a financial advisor with Cetera in New York, NY, holding a Series 63 designation and 11 years of industry experience. He has been with Cetera and Cetera Investment Services LLC since 2019, following prior roles at Foresters Financial Services. Additionally, he works as a loan originator for first and second mortgages in New Jersey. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services and operates a multi-manager platform with various program options and custodial relationships.

Thomas Ferguson III is a financial advisor at Cetera with two years of industry experience. He holds Series 65 and Series 63 designations and has prior work experience at Liberty Mutual Insurance and Fanshawe Inc. In addition to his advisory role, he serves as a firefighter for the City of Yonkers. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to various investment programs through a large network of independent advisors.

Matthew Brady is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Cetera since 2019. His prior roles include positions at Foresters Financial Services and Foresters Advisory Services, where he worked from 2012 to 2019. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports a variety of program options and investment strategies.

Kevin Styles is a financial advisor with Cetera in New York, NY, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked with Cetera since 2019 and previously spent a decade with Foresters Financial Services and Foresters Advisory Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services across various program structures and custodial relationships.

Kevin Lin is a financial advisor with Cetera in New York, NY, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He previously worked at Foresters Advisory Services and Foresters Financial Services before joining Cetera in 2019. Outside of his advisory role, he is a vice president and one-third owner of a real estate company where he oversees rent collection and accounting. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors serving a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through multiple program structures and a multi-manager platform.

Kevin Kynoch is a financial advisor at Cetera with 42 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Cetera in 2023, he worked with Allied Wealth Partners and Securian Financial Services. He is also involved in fixed insurance sales as an agent/broker. Cetera Investment Advisers LLC is an SEC-registered firm offering a wide range of investment management and financial planning services to individual, corporate, charitable, and institutional clients. The firm operates a multi-manager platform with discretionary and non-discretionary portfolio options, serving over 800,000 clients through a network of more than 10,000 advisors.

Michael Hess is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Cetera in 2019, he worked at Foresters Advisory Services and Foresters Financial Services from 2008 to 2019. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, employer-sponsored retirement, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, using multi-manager platforms with discretionary and non-discretionary programs.

Cesare Franzese is a financial advisor at Cetera with 29 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Cetera since 2019. Prior to that, he was with Foresters Advisory Services LLC and Foresters Financial Services from 2008 to 2019. Cetera Investment Advisers LLC is a large nationwide independent advisor network serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, with over $256 billion in assets under management and more than 10,000 advisors.

Michael Panarello is a financial advisor with Cetera, holding Series 63 and Series 66 designations and possessing 33 years of industry experience. He has worked at Cetera since 2019 and previously spent over two decades at Foresters Financial and Foresters Advisory Services. He is a part owner of two Cetera-affiliated teams, The Panarello Team and The Panarello Battista Team. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party managers through a multi-manager platform with over $256 billion in assets under management.

William Macias is a financial advisor with Cetera, holding a Series 63 designation and 17 years of industry experience. He has worked at Cetera since 2019 and previously was with Foresters Financial Services from 2016 to 2019. Cetera Investment Advisers LLC is an SEC-registered adviser that operates a large nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, with access to various program platforms and third-party money managers.

Keith Hanenberg is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He previously worked at Allied Wealth Partners and Securian Financial Services, Inc. Outside of financial services, he serves as a director on the board of the Oberon Theatre Ensemble, supporting theatrical production planning. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of over 10,000 independent advisors. The firm serves individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Brian Wright is a financial advisor with Cetera in New York, NY, holding a Series 63 designation and 11 years of industry experience. He previously worked at Foresters Financial Services from 2015 to 2019. Outside of his advisory work, Wright serves as a firefighter for the City of Yonkers. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a large network of independent advisors. The firm offers a variety of portfolio management and financial planning services with multiple program structures and a multi-manager platform.

Francesca Battista is a financial advisor with Cetera located in New York, NY, holding Series 63 and Series 65 licenses and nine years of industry experience. She has worked at Cetera since 2019 and previously spent three years with Foresters Financial Services. Outside of her advisory role, she is involved in music and music production and is a partial owner of The Panarello Battista Team, a DBA for Cetera businesses. Cetera Investment Advisers LLC is a national SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management strategies and program structures, supported by a broad network of over 10,000 advisors.

Sharaz Khan is a CFP®-certified financial advisor with 16 years of industry experience, currently with Cetera since 2019. Prior to Cetera, he worked at Foresters Advisory Services and Foresters Financial Services. He also operates Altara Wealth Management as a DBA for Cetera business. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diverse portfolio management options and financial planning services through a large network of independent advisors.

Sarina Cella is a financial advisor at Cetera with Series 65 and Series 63 credentials and three years of industry experience. Prior to her current role, she worked at Cetera Investment Services and has background experience in businesses related to canine care. Cetera Investment Advisers LLC is a large SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary management options and oversees more than $256 billion in assets through a nationwide network of independent advisors.

James Gardner is a Series 63–licensed financial advisor with 18 years of industry experience. He has worked with Cetera and Cetera Investment Services LLC since 2019 and was previously with Foresters Financial Services from 2007 to 2019. He is based in New York, NY. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that allows advisors to implement model portfolios, third-party managers, or bespoke strategies.

Manfred Fields is a financial advisor at Cetera with 17 years of industry experience. He holds a Series 63 designation and has worked at Cetera since 2019, previously serving at Foresters Advisory Services and Foresters Financial Services. In addition to his advisory work, he is a New Jersey notary. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a range of portfolio management and retirement services through a multi-manager platform and supports both discretionary and non-discretionary account management.

Andrew Flores is a financial advisor at Cetera with 12 years of industry experience. He holds a Series 63 designation and has worked with firms including Foresters Financial and ICB - Penn Mutual. Flores has also been affiliated with Montclair State University since 2009. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options and reported over $256 billion in assets under management across more than 10,000 advisors.

Frank Alessio is a financial advisor at Cetera with over 32 years of industry experience. He holds the ChFC® and Series 63 designations and has worked with firms including Langdon Ford Financial and Securian Financial Services. Alessio also operates Frank Alessio Enterprises, Inc. and is involved with Allied Wealth Partners, a financial services business. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to a range of third-party money managers through a multi-manager platform. The firm supports various investment strategies and program structures for its network of over 10,000 advisors nationwide.

Nhien Levitt is a financial advisor with Cetera in New York, NY, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Prior to joining Cetera in 2019, she worked at Foresters Financial Services and Foresters Advisory Services from 2012 to 2019. Cetera Investment Advisers LLC is an SEC-registered firm that supports a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a large network of independent advisors and provides access to multiple program structures and third-party money managers.