Karlton Derrick is a financial advisor with Cetera, holding a Series 63 designation and over 43 years of industry experience. His career includes roles at the National Football League and CBS Sports, where he continues to serve as a consultant. Outside of finance, he works as a replay official for college and professional football games. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a wide range of portfolio management and financial planning services, featuring a multi-manager platform with access to both affiliated and third-party managers.

Leo Bazile is a financial advisor with Cetera in New York, NY, holding a Series 63 designation and 14 years of industry experience. Prior to joining Cetera in 2025, he spent over a decade at Avantax in various advisory and insurance roles. Outside of his advisory work, Bazile owns BAZ-TAX Financial Services, providing tax preparation and problem resolution services for long-term clients. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services and operates a multi-manager platform with access to affiliated and third-party money managers.

Linda Ossad is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 45 years of industry experience. Her prior work includes roles at Nathan & Lewis Securities, Inc. and Cetera Wealth Services, LLC. She is also an independent insurance agent specializing in disability, life/accident/health, long-term care, and Medicare-related products. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.

Ilana Skolnick is a financial advisor with Cetera in New York, NY, holding a Series 66 designation and beginning her industry career in 2026. Her prior work includes roles at L.I. Meridian Wealth Partners and Cetera Wealth Services, as well as experience outside finance at Iron Mountain d/b/a Crozier Fine Arts and Sotheby's. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party investment options.

Maria Golod is a PFS™ credentialed advisor with Cetera in New York, NY. She has one year of experience with Cetera and over a decade at Capital Protection Alliance, Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with a range of discretionary and non-discretionary program options.

Jeffrey Birnbaum is a CFP® with 17 years of industry experience, currently affiliated with Cetera in New York, NY. He also owns and operates On Point Financial Group LLC, providing comprehensive financial and income tax planning services, and manages Relentless Management, a talent management firm for entertainers. Birnbaum volunteers with the Financial Planning Association of New York, mentoring students on budgeting, income taxes, and career choices. Cetera Investment Advisers LLC is an SEC-registered advisor that serves individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and unaffiliated third-party managers across various program structures.

Harris Nightingale is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Cetera and its affiliates since 2013. In addition to his advisory role, Nightingale is an independent insurance agent and operates a mortgage brokerage business, Silver Fin Capital Group LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Alison Epstein is a CFP® with 40 years of experience in the financial industry. She is currently with Cetera and has previously worked at Vicus Capital, Inc. Outside of her advisory work, she operates a tax preparation service and is an independent insurance agent offering a range of insurance products including disability and long-term care. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm provides various portfolio management options and financial planning services through a large network of independent advisors and offers access to multiple program structures and third-party money managers.

Stuart Flaum is a financial advisor with Cetera in New York, NY, holding a Series 66 credential and 18 years of industry experience. His prior experience includes roles at Avantax, MassMutual, and New York Life, among others. Outside of his advisory work, Flaum serves as a member of the New York State Developmental Disabilities Advisory Council and is vice president of Strokes of Genius, a nonprofit that promotes the work of artists with disabilities. He also operates Stuart Flaum Consulting, LLC, assisting people with disabilities to live independently in their communities. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management services, financial planning, and access to third-party money managers.

Kisharma Chase is a financial advisor at Cetera with 17 years of industry experience. She holds a Series 63 designation and has worked at Avantax Advisory Services and Avantax Investment Services, Inc. She is also involved with Elite Tax Services Inc., a tax preparation and accounting business. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services.

Laura Abadsantos is a financial advisor with Cetera, holding a Series 63 designation and over 42 years of industry experience. Her work history includes roles at Planmember Securities Corporation and Life Plan Wealth Management, as well as serving as president of L.A.S. Financial Consulting LLC since 2009. Outside of finance, she is director and treasurer of the Jungshim New York KI Energy Center, an integrative medicine practice. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures and affiliations.

Lysandra Maxim is a CFP® with 26 years of industry experience, currently serving at Cetera since 2021. Her prior roles include positions at Janney Montgomery Scott and JD Mellberg Financial. Cetera Investment Advisers LLC is an SEC-registered adviser operating a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.