Jeffrey Beck is a financial advisor with Cetera in Northbrook, IL, holding Series 63 and Series 65 licenses and 11 years of industry experience. His prior work includes roles at Merrill, Bank of America, and Money Concepts Capital Corp. Outside of advising, he sells fixed insurance products and manages an expense management LLC. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors serving individual, institutional, corporate, and charitable clients. The firm offers a range of portfolio management and retirement services through multiple program structures and managers.

Charles Coe is a financial advisor at Cetera with over 32 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with multiple Cetera entities since 2020, as well as First Allied Advisory Services from 2012 to 2020. Outside of his advisory role, Coe is an author and speaker involved in education and teaching, and he hosts a podcast focused on life topics. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform encompassing discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, providing a range of customizable investment strategies and program structures.

Charles Douthit is a financial advisor at Cetera with 38 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Morgan Stanley and Morgan Stanley Private Bank for over 15 years. In addition to his role at Cetera, he is affiliated with Coe Financial Group, where he also provides financial advisory services. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Melanie Duguid is a CFP® professional with 19 years of experience in the financial services industry. She has worked with Cetera and its affiliated firms since 2007, including First Allied Advisory Services and Cetera ADVISORS LLC. Duguid serves as treasurer for the Tri-Con Community Nursery Center, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered advisor that supports a large nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporations, charitable clients, and institutional accounts.