Charlene Lovitt is a CFP® with 24 years of industry experience, currently serving at Cetera since 2014. She also holds a position at Oak Valley Community Bank and Cetera Investment Services LLC. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors. The firm provides a range of services including portfolio management, financial planning, and retirement plan consulting for individuals, employer-sponsored plans, corporate, charitable, and institutional clients.

Yunsun Rhee is a financial advisor at Cetera with 29 years of industry experience and holds the Series 66 designation. Her prior experience includes roles at Cetera Advisors LLC and Investors Capital Corporation. She serves on the boards of the Gallo Center for the Arts and the Modesto Artists Movement, where she is involved in fundraising and arts education. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, financial planning, and access to third-party managers, managing over $256 billion in assets through a network of more than 10,000 advisors.