Richard Kundracik is a financial advisor at Cetera with 38 years of industry experience. He holds Series 66 and Series 63 designations and has held positions at firms including Hartshorne Group Inc. and Millington Securities, Inc. He has been with Cetera since 2024. Cetera Investment Advisers LLC is an SEC-registered advisor serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, operating as a multi-manager platform with over $256 billion in assets under management.

Melissa De Lodder is a financial advisor at Cetera with 11 years of industry experience. She holds a Series 66 designation and has worked with firms including LPL Financial and Summit Brokerage Services. She has been associated with various Cetera entities since 2019. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers portfolio management, financial planning, and access to third-party money managers across various program structures and custodial relationships.