Philip Gleason is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 24 years of industry experience. He has been with Cetera Wealth Services, LLC since 2013 and transitioned to Cetera in 2023. Outside of advisory work, he is also an insurance agent selling life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing both affiliated and third-party managers across multiple program structures and custodial relationships.

Whitney Visger is a financial advisor with Cetera and holds the CFP® and Series 66 designations. She has 16 years of industry experience, including periods at Merrill and Cetera Wealth Services. Outside of her advisory role, she serves as an investment committee member for the Pi Beta Phi Fraternity and is an audit committee member at Mayfield Senior School. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform allowing advisors to utilize model portfolios, third-party managers, or create bespoke strategies across various discretionary and non-discretionary program structures.

Timothy Johnson is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Cetera. He has been with Cetera and its affiliated entities since 2013. Outside of advisory work, he is licensed as a life insurance agent. Cetera Investment Advisers LLC provides a broad range of portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients. The firm operates a multi-manager platform offering access to affiliated and unaffiliated managers, with various program structures and custodial relationships.

Colin Mackenzie III is a CFP® professional with 34 years of industry experience, currently affiliated with Cetera. He has worked at Cetera and its related entities since 2013 and has maintained a long-term association with American Financial Concept since 2005. Outside of his advisory role, he serves as a counselor providing financial counseling and budget recommendations at One Step Ministry and is a board member involved in finance and fundraising for the Flying Leatherneck Historical Foundation. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, with access to various program structures and third-party managers.

Nicole Ryan is a financial advisor with Cetera, holding a CFP® designation and Series 63 and 65 licenses, and has 30 years of industry experience. She has been associated with Cetera since 2013 and currently operates under Grace Wealth Group and Grace Wealth Management. Additionally, she serves as a representative for fixed insurance products, including life and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, employer-sponsored, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, financial planning, and consulting services, overseeing more than $256 billion in assets under management.

Christopher Willis is a CFP®-certified financial advisor with 41 years of industry experience. He is currently affiliated with Cetera and has been with the firm and its affiliates since 2013. Willis is also the owner of Sea to Summit Wealth Management and serves as a board member of a homeowners association in Mammoth Lake, CA. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, financial planning, and access to third-party managers, overseeing more than $256 billion in assets.