Eric Bottolfsen is a financial advisor with Cetera in Phoenix, AZ, holding Series 63 and Series 65 licenses and five years of industry experience. His prior roles include positions at Mass Mutual Investors Services and MassMutual/GoldBook Financial. Outside of advisory work, he is involved in fixed insurance sales and co-founded a financial planning firm, AllWealth Planning, where he manages private wealth clients and employee benefits. Cetera Investment Advisers LLC serves a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform featuring both affiliated and third-party investment options.

Robert Gershkowitz is a financial advisor at Cetera with 11 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities. He is also the co-founder of Allwealth Planning, a financial planning firm. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Howard Gershkowitz is a financial advisor at Cetera with over 41 years of industry experience. He holds Series 63 and Series 66 licenses and has held positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities Inc. Additionally, he is a published author and poet. Gershkowitz is also a co-founder of Allwealth Planning, a financial planning firm. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers through a multi-manager platform with various program structures and supervisory frameworks.