Heidi Droel is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. She has worked with multiple firms including CSP & Associates Inc and Principal Securities Inc. Outside of her advisory roles, she serves as an accountant for Dragon Door Publications, a fitness-related publishing company. Cetera Investment Advisers LLC is an SEC-registered firm that supports over 10,000 independent advisors and serves a diverse clientele ranging from individuals to institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment managers.

Michael Callanan is a CFP® and Series 65 and 63 licensed financial advisor with 10 years of industry experience. He is currently with Cetera and has held prior roles at Avantax Advisory Services and related entities. He is also involved with MRK Financial Solutions, where he provides financial planning services. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting various program structures and investment strategies.

Dean Peterson is a financial advisor with Cetera in Plymouth, MN, holding Series 65 and Series 63 licenses and 13 years of industry experience. He has worked with several firms, including Avantax Insurance Agency and TruPlan Financial Advisors, where he specializes in qualified retirement plans. Outside of advising, Peterson is a member of Coming In Hot Racing LLC, which involves managing communications and administrative tasks related to horse racing. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, employer-sponsored plans, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, allowing advisors to implement various investment strategies under discretionary and non-discretionary authorities.

Sarah Kyles is a CFP®-certified financial advisor with 10 years of industry experience. She is currently affiliated with Cetera and has worked at firms including Wells Fargo Clearing and Avantax Investment Services. Her experience includes roles at MRK Financial Solutions and TruPlan Financial Advisors, where she provides financial planning and investment advice to clients. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Ian Welsh is a financial advisor with Cetera holding a Series 66 designation. He has been with Cetera and related entities since 2025 and previously worked at Ultimus Leverpoint Fund Solutions and in various roles outside the financial industry. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with access to model portfolios, third-party managers, and bespoke strategies, supporting a range of investment programs and custodial arrangements.

Jay Laramy is a CFP®-credentialed financial advisor with two years of industry experience. He is currently associated with Cetera and its affiliated entities and has held roles at Avantax Investment Services and MRK Financial Solutions. His outside activities include client service roles at MRK Financial Solutions and TruPlan Financial Planners, where he assists with client meetings and account management. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions through a broad network of independent advisors. The firm offers a multi-manager platform with access to various portfolio management strategies and custodial arrangements.