Thomas Murphy is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 25 years of industry experience. He has been with Cetera since 2005 and is also a partner at MSMF Wealth Management and Life Bridge Insurance Solutions. Murphy serves on the board of Benefit Advisors Network and is involved in employee benefits through Sonus Benefits. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services with multiple program structures and access to third-party managers.

Mark Finke is a financial advisor with Cetera, holding CFP® certification and Series 63 and 65 licenses. He has 33 years of industry experience and has been with Cetera and its affiliates since 1996. Outside of his advisory role, he is co-author of a retirement planning book and serves as board president of both a condo association in Florida and a nonprofit fraternity alumni association. He is also vice president of a local high school hockey club and a registered agent for a hockey endowment fund. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, corporate, retirement plan, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers and program structures.

Thomas Mengel is a financial advisor at Cetera with 46 years of industry experience. He holds Series 63 and Series 65 designations and has worked with Cetera since 1996. Mengel is also a partner in MSMF Wealth Management and Life Bridge Insurance Solutions. Outside of his advisory roles, he serves as a lay ministry worker on the board of Messiah Lutheran Church & School. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and retirement services through a multi-manager platform with discretionary and non-discretionary program options.

Rebecca Kester is a financial advisor at Cetera with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Cetera and affiliated firms since 2000. Outside of her advisory role, she is a co-owner of Heartland Ridge Enterprises LLC, a senior citizens housing rental business, where she provides bookkeeping services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers multiple portfolio management and financial planning services through a large network of independent advisors, utilizing a multi-manager platform with access to affiliated and third-party managers.