Aron Martz is a CFA® charterholder affiliated with Cetera, based in Rapid City, SD, with 26 years of industry experience. His prior experience includes 15 years at U.S. Bancorp Investments, Inc. Martz is a board member of the Rapid City Club for Boys Foundation, a charitable organization providing a safe place for boys. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers across various program structures.

James Cunningham is a financial advisor with Cetera, holding Series 63, 65, and 66 designations and has 25 years of industry experience. His career includes roles at Skyline Wealth Management Advisors and Commonwealth Financial Network, among others. He serves as president and investment committee member of the Rapid City Stevens High School Quarterback Club. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients nationwide. The firm offers a range of portfolio management and retirement services through a multi-manager platform, supporting both discretionary and non-discretionary account structures.

Jenee Niehaus is a financial advisor with Cetera who holds a Series 66 designation and has six years of industry experience. She has worked in various capacities within Cetera and its affiliates since 2019, and also held a position at US Bancorp Investments. Outside of advising, she has served as a client associate at Point Wealth Advisors. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with discretionary and non-discretionary program options.

Michael Martin is a CFP® professional with 25 years of experience, currently affiliated with Cetera in Rapid City, SD. He has previously worked with U.S. Bancorp Investments and serves as owner and financial advisor at Point Wealth Advisors. Martin is also a board member of AdvisorNet Financial. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors, serving individual, employer-sponsored, corporate, charitable, and institutional clients. The firm offers a wide range of portfolio management and financial planning services across multiple program structures and custodial relationships.

Todd Kurtz is a Series 66 licensed advisor with Cetera based in Rapid City, SD. He joined Cetera and related entities in 2026 and has prior experience at KOAT from 2013 to 2025. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, supporting various program structures and custodial relationships.