Chikako Kashino is a CFP®-designated financial advisor with Cetera who has 30 years of industry experience. She has been affiliated with Cetera and its related entities since 2015. In addition to her advisory role, she operates a financial services business under the name Advanced Planning Solutions, Inc., and holds a life, health, disability, annuities, and long-term care insurance license. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management and consulting services through a multi-manager platform, combining affiliated and third-party managers with various program structures.

Thomas Crider is a financial advisor at Cetera with 28 years of industry experience and holds the Series 66 designation. His prior experience includes roles at Wells Fargo Advisors and Americor. In addition to his advisory work, he is also an insurance agent providing fixed insurance products such as life, disability, annuities, and long-term care. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and advisory services through a large network of independent advisors and employs a multi-manager platform with a range of investment program options.