Daniel Owens is a financial advisor with Cetera who holds the CFP® designation and has 33 years of industry experience. He has worked with Cetera and related entities since 2013 and operates Owens Financial Group, LLC. Outside of his advisory work, Owens is a co-owner of Owens & Owens CPA PC, providing accounting and tax services, and serves on the board of Northwest Georgia Hunger Ministries. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with access to affiliated and third-party managers and various program structures.

Susan Leonard is a financial advisor at Cetera with 24 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 66 licenses. Leonard has worked at Cetera Advisors LLC since 2012 and is also associated with Owens Financial Group, LLC. Outside of her advisory work, she serves on the board of directors and as treasurer for Eloheh Equine Inc. and volunteers with the Pleasant Valley North Baptist Church Building Team. Cetera Investment Advisers LLC is an SEC-registered firm offering a multi-manager platform to a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm provides a range of portfolio management, financial planning, and consulting services through a nationwide network of independent advisors.

Tyler Owens is a financial advisor at Cetera with 13 years of industry experience. He holds a Series 66 designation and is the owner and president of Owens Financial Group Inc., a financial services firm. Owens is also active in his community, serving on the boards of a nonprofit organization and the Fellowship of Christian Athletes in the Rome, GA area. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers diverse portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, supporting a range of program structures and custodial relationships.