Sacha Mackels is a CFP® and ChFC® with 14 years of experience in financial services. He is affiliated with Cetera and has previously worked with Securian Financial Services and Minnesota Life Insurance. Mackels is also the owner of Mackels Advisory and Planning LLC, an expense management business. Cetera Investment Advisers LLC serves a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and access to both affiliated and third-party investment managers.

William Kim is a financial advisor with Cetera and holds Series 63 and Series 66 licenses, bringing 14 years of industry experience. He has worked at firms including Morgan Stanley, JPMorgan Chase, and Securian Financial Services. Outside of his advisory role, Kim serves as secretary of the Korean American Coalition San Diego and as an elected board member of the Construction Financial Management Association’s San Diego Chapter. Cetera Investment Advisers LLC provides investment advisory services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across a variety of program structures.

Salvador Guzman is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. Prior to joining Cetera, he worked at E.W. Scripps and has been involved in the entertainment industry as a disc jockey and MC with Epic Entertainment and Almost Famous Entertainment. Outside of his advisory role, he continues to provide music for weddings and events. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a multi-manager platform that includes model portfolios, third-party managers, and customizable strategies.

Amanda Whitney is a financial advisor with Cetera Wealth Services LLC based in San Diego, CA. She holds Series 65 and Series 63 licenses and has six years of industry experience. Whitney has worked at several firms, including Guide My Finances, Woodbury Financial Services, and Open Water Wealth. She is also an insurance agent involved in the sales of fixed insurance products. Cetera Investment Advisers LLC operates as a national multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of investment management and financial planning services through discretionary and non-discretionary programs, supporting a large network of over 10,000 advisors and managing more than $256 billion in assets.

Adam Jacobs is a financial professional with Cetera and holds a Series 66 designation. He has four years of industry experience, including roles at Cetera Wealth Services and North Star Resource Group. Jacobs also has involvement offering fixed insurance and group benefits through North Star Consultants and Brokerage Group. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with over 10,000 advisors nationwide.

Nilay Barefield is a financial advisor at Cetera with eight years of industry experience. He holds the Series 63 and Series 65 registrations and has worked previously at Fidelity Investments and Wells Fargo. He is also involved with Tax & Financial Group, providing insurance, securities, and advisory services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a large nationwide network of independent advisors.

Grace Kilpatrick is a financial professional with 16 years of industry experience, currently affiliated with Cetera. She holds a Series 66 designation and has previously worked at Morgan Stanley and Securian Financial Services. Outside of her advisory role, Kilpatrick serves as a Sunday school coordinator at Clairemont Lutheran Church and is a board member of FINSECA’s Women’s Community Board of Advisors. Cetera Investment Advisers LLC is a large institutional firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services accessible through over 10,000 advisors nationwide.