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David T

Series 63, Series 65

Scottsdale, AZ

Cetera

David Telles is a financial advisor with Cetera based in Scottsdale, AZ, holding Series 63 and Series 65 credentials and 14 years of industry experience. His prior roles include positions at United Planners, PFG Advisors, Centaurus Financial, and several other financial services firms. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management, financial planning, retirement services, and program platforms, supporting diverse investment approaches including model portfolios, third-party managers, and bespoke strategies.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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John M

Series 66

Scottsdale, AZ

Cetera

John Mc Kay is a Series 66-licensed financial advisor based in Scottsdale, AZ, currently affiliated with Cetera. He has been working in the industry since 2025, including roles at Black Oak PLLC and Advanced Wealth Management. Prior to his advisory career, he was a full-time student for ten years. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers multiple portfolio management options and financial planning services through a nationwide network of over 10,000 advisors, managing more than $256 billion in assets.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Richard S

Series 63, Series 65

Scottsdale, AZ

Cetera

Richard Smith is a financial advisor with Cetera in Scottsdale, AZ, holding Series 63 and Series 65 licenses and having 32 years of industry experience. His prior roles include positions at First Financial Equity Corporation and participation in the United States Marshals Posse. He also works as an insurance agent selling life, annuities, and long-term care products. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, overseeing more than $256 billion in assets through over 10,000 advisors.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Richard F

Series 63, Series 65

Scottsdale, AZ

Cetera

Richard Franco is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He previously worked at First Financial Equity Corporation for 17 years before joining Cetera and Cetera Wealth Services, LLC. Outside of financial advising, he is involved with Rejuvenus, PLLC, a beauty products and skin care fillers business, and is a member of Franco-Anderson Financial, LLC, which engages in the purchase and sale of raw land. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and retirement services through a multi-manager platform, allowing advisors to implement various investment strategies across discretionary and non-discretionary accounts.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Nathan L

Series 63, Series 65

Scottsdale, AZ

Cetera

Nathan Lingwall is a financial professional with 34 years of industry experience, currently affiliated with Cetera. He has worked at Cetera and its related entities since 2022, and prior to that spent over two decades at First Financial Equity Corporation. His registrations include Series 63 and Series 65 licenses. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting over 10,000 advisors and managing assets exceeding $256 billion.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Lena L

Series 66

Scottsdale, AZ

Cetera

Lena Long is a financial advisor with Cetera based in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at First Financial Equity Corporation and Double Diamond Oilfield Services LLC. Outside of financial advising, she coaches girls volleyball for Shepherd School District #37. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management and access to third-party money managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Daniel H

Series 63, Series 65

Scottsdale, AZ

Cetera

Daniel Hughes is a financial professional at Cetera with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and affiliated entities since 2022. Prior to this, he spent eight years with First Financial Equity Corporation. Hughes also sells life insurance, annuities, and long-term care products as an insurance agent. Cetera Investment Advisers LLC is a large nationwide network serving individual and institutional clients with discretionary and non-discretionary portfolio management, financial planning, and retirement services. The firm offers multiple program platforms and third-party money manager access, managing over $256 billion in assets with more than 10,000 advisors.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Jeffrey Y

Series 63, Series 65

Scottsdale, AZ

Cetera

Jeffrey Young is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 40 years of industry experience. His career includes roles at First Financial Equity Corp and Kierland Financial Group, LLC, and he has been associated with Cetera since 2022. Outside of advising, he volunteers at the Mesquite Library and serves on the community advisory board for the ASU Roybal Center. Cetera is a nationwide advisory firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, financial planning, and access to third-party managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Steven B

PFS™, Series 66

Scottsdale, AZ

Cetera

Steven Beinfest is a financial advisor with Cetera, holding the PFS™ and Series 66 designations and bringing 19 years of industry experience. He has previously worked at First Financial Equity Corporation and operates his own CPA practice. In addition to his advisory role, he is an insurance agent selling life and annuity products and is involved with FFEC Wealth Partners, a financial services DBA. Cetera Investment Advisers LLC is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with extensive program options and custodial relationships.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Michael P

Series 63, Series 65, Series 66

Scottsdale, AZ

Cetera

Michael Pryor is a financial advisor with Cetera, holding Series 63, 65, and 66 licenses and bringing 41 years of industry experience. He previously worked at First Financial Equity Corporation for 13 years before joining Cetera and Cetera Wealth Services. Pryor is also associated with two financial services DBAs, FFEC Wealth Partners and Kierland Financial Group. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management and financial planning services, managing over $256 billion in assets through a network of more than 10,000 advisors.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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