Michael Mc Donald is a financial advisor at Cetera with three years of industry experience. He holds a Series 65 designation and has worked at several firms including Terra Wealth Management, OASIS Advisors, and BOSS Advisors. Outside of his advisory role, he owns and manages a furniture and décor rental business in Tempe, Arizona. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services, utilizing a multi-manager platform with access to affiliated and third-party managers.

David Wentland is a CFP® professional with 14 years of industry experience, currently serving as a wealth manager at Cetera in Scottsdale, AZ. His prior experience includes roles at Bank of America, Merrill Lynch, and various wealth management firms. Wentland also owns Ribbon Falls Wealth Management, through which he provides full-service wealth management and financial planning. Cetera Investment Advisers LLC operates a multi-manager platform offering discretionary and non-discretionary portfolio management, servicing individual, retirement plan, corporate, charitable, and institutional clients across a nationwide network of over 10,000 advisors.

Simon Zahrbock is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and has held prior roles at Avantax Advisory Services and HK Wealth Management, LLC. Outside of his advisory work, he manages a car rental business on Turo. Cetera Investment Advisers LLC operates as a multi-manager platform serving individual, corporate, charitable, employer-sponsored retirement plan, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing both affiliated and third-party managers across various program structures.

Joseph Smith is a financial advisor at Cetera with 17 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and previously worked at A-Advantage Tax & Financial Services Inc. for 19 years. Outside of his advisory work, he provides tax consulting and preparation services. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various program platforms, operating a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.