Paul Dillman is a financial advisor at Cetera with 23 years of industry experience. He holds the PFS™ and Series 66 designations. Prior to joining Cetera in 2025, he spent 16 years with Avantax Investment Services and has also operated P&L Financial Services Inc. and P&L Accounting & Tax Service, providing accounting and tax preparation services. Dillman serves as treasurer for Helping Neighbors Worldwide Ministries. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Carrie Lyon is a financial advisor at Cetera with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Avantax Advisory Services and Avantax Investment Services. In addition to her advisory role, she is president of Carrie J. Lyon CPA PS, a tax preparation and accounting business she has managed since 1998. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary programs.