John Dykstra is a CFP®-certified financial advisor with 20 years of industry experience. He has been with Cetera and its affiliated entities since 2006 and also has a longstanding role at American State Bank beginning in 2005. Outside of his advisory work, he serves as co-trustee of a family living trust and participates in finance committees for a local church, including determining investment allocations for church assets held at his firm. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services alongside multiple program structures and a multi-manager platform.

David Addink is a financial advisor with Cetera in Sioux Center, IA, holding a Series 66 license and five years of industry experience. He has been with Cetera and its affiliates since 2018 and also works with American State Bank in a non-investment capacity. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Ashley Van Roekel is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and with six years of industry experience. She has worked at Cetera and its affiliated entities since 2020 and also holds an administrative role in the trust department of American State Bank. Outside of finance, she has experience in dance instruction and fitness. Cetera Investment Advisers LLC is a nationwide SEC-registered advisor serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary programs.

Isaiah De Regt is a financial advisor at Cetera with a Series 66 designation and two years of industry experience. Prior to joining Cetera, he held positions at American State Bank and Dordt University. His other business activities include administrative tasks at American State Bank. Cetera Investment Advisers LLC is an SEC-registered firm that offers services to individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm provides a range of portfolio management and financial planning services, operating a multi-manager platform with access to a wide selection of investment options.

Darren Raih is a CFP® credentialed advisor with 13 years of industry experience, currently working at Cetera since 2014. He is based in Sioux Center, IA, and has held roles at Cetera Investment Advisors and American State Bank. Outside of his advisory work, he serves on nonprofit and community boards including the Sioux Center Christian School, Homestead low-income housing planning, and Kiwanis. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and third-party managers to accommodate diverse client needs.