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Ryan G

Series 63, Series 65

Spokane Valley, WA

Cetera

Ryan Graczyk is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 25 years of industry experience. He is the owner of Core Financial Group, where he provides investment and insurance services. His career includes roles at MSI Financial Services, Commonwealth Financial Network, and Cetera Advisors LLC. Cetera Investment Advisers LLC serves individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and retirement services, featuring multiple program structures and access to third-party managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Christopher S

Series 66

Spokane Valley, WA

Cetera

Christopher Sullivan is a financial advisor at Cetera with 24 years of industry experience. He holds a Series 66 designation and has previously worked at BCH Financial Group and Cetera Advisors LLC. Outside of his advisory role, Sullivan owns a business consulting firm focused on business development, acquisition, and succession planning. Cetera is a large nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party strategies.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Tyler G

Series 66

Spokane Valley, WA

Cetera

Tyler Graczyk is a financial advisor with Cetera holding a Series 66 designation and beginning his industry career in 2026. He has worked at Cetera and related entities since 2026 and has experience in non-financial roles at Meadowwood Golf Course and in education at Eastern Washington University and Central Valley High School. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients through a large network of independent advisors. The firm offers various portfolio management and financial planning services and provides access to multiple investment platforms, including model portfolios and third-party managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Eric G

Series 63, Series 65

Spokane Valley, WA

Cetera

Eric Graczyk is a financial professional at Cetera with 19 years of industry experience. He holds Series 63 and Series 65 registrations and has held roles at Metlife Securities Inc., Massachusetts Mutual Life Insurance Company, Mass Mutual Investors Services, and Cetera since 2022. He is also associated with Core Financial Group, a financial services business. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, a variety of program options, and access to third-party money managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Orlando F

Series 63, Series 65

Spokane Valley, WA

Cetera

Orlando Ferraro is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has worked at Cetera Advisors LLC since 2019 and owns Core Financial Group, where he provides investment and insurance services. Ferraro also sells health insurance through a separate fixed insurance agency. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, charitable, and institutional clients through a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers. The firm manages over $256 billion in assets with more than 10,000 advisors and approximately 800,000 clients.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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