John Barry III is a financial advisor with Cetera who holds a Series 66 designation and has 24 years of industry experience. He has worked at Cetera and its affiliates since 2021 and previously spent seven years at Voya Financial Advisors. Barry owns and operates Barry Financial Advisors and acts as an independent insurance agent involved in the sale of fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad range of clients including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Frank Corso is a ChFC®-designated financial advisor with 44 years of industry experience, currently affiliated with Cetera. His prior roles include positions at VOYA Financial Advisors and Independent Advisors Group Corp, where he has been involved since the mid-1990s. In addition to his advisory work, he operates as an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, from individuals to institutional accounts, offering portfolio management, financial planning, and retirement services through a large nationwide network of independent advisors. The firm provides diverse program options including model portfolios, third-party managers, and customized strategies, managing over $256 billion in assets across more than 10,000 advisors.

Michael Absher is a financial advisor with Cetera, holding the Chartered Financial Consultant (ChFC®) designation and Series 63 and 65 licenses, and has 33 years of industry experience. He has previously worked at Pruco Securities, LLC for 30 years and has held leadership roles including CEO and President of Convergent Financial Partners, LLC. Outside of his advisory work, he serves as treasurer for Unpackin It, a non-profit Christian sports ministry. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, operating with more than 10,000 advisors and over $256 billion in assets under management.