Eric Loberg is a financial advisor with Cetera, holding a Series 66 designation and 16 years of industry experience. He has been affiliated with various Cetera entities since 2007 and is currently based in St. Cloud, MN. Outside of his advisory role, he volunteers as an assistant youth hockey coach and serves as a USA Hockey official. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and unaffiliated managers, covering discretionary and non-discretionary account structures.

Eric Frieler is a financial advisor at Cetera with six years of industry experience. He holds the Series 66 designation and has prior work experience at Edward Jones and Scheels. Frieler’s background also includes roles at the University of North Dakota. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform that supports various program structures and investment strategies.

Shane Keledy is a financial advisor at Cetera with four years of industry experience and holds the Series 66 designation. His work history includes roles at multiple Cetera entities since 2022, as well as prior experience at Jersey Real Estate Group and Papa's Tomato Pies. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, utilizing a multi-manager platform and a range of program options under discretionary and non-discretionary authorities.

Keith Sowada is a Series 66-licensed financial advisor with 13 years of industry experience. He is currently with Cetera, where he has worked since 2019 across several affiliated entities, and previously worked at Thrivent Financial for Lutherans from 2013 to 2019. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through more than 10,000 advisors.

Marcus Rick is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. His work history includes roles at several Cetera entities since 2023, as well as positions in the insurance and transportation sectors. Cetera Investment Advisers LLC is an SEC-registered adviser serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, encompassing discretionary and non-discretionary services, and supports a network of over 10,000 advisors managing more than $256 billion in assets.

David Kaluza is a financial advisor at Cetera with 27 years of industry experience and holds a Series 66 designation. He has worked with multiple Cetera entities and affiliated firms since 2005, including Summit Brokerage Services and First Allied Securities. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with various program options and custodial relationships.

Daniel Gallogly is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Cetera and its affiliates since 2022, prior to which he was with Princor Financial Services Corporation and Principal Life Insurance Company for 13 years. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform allowing advisors to implement model portfolios, select third-party managers, or create custom strategies across various program structures and custodial relationships.

Scott Sobiech is a financial advisor with Cetera, holding a Series 63 designation and over 27 years of industry experience. He has worked with various Cetera entities since 1998 and has been with Cetera ADVISORS LLC since 2016. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Eric Bauer is a financial advisor with Cetera, holding a Series 66 designation and 15 years of industry experience. He has been with Cetera and its affiliated entities since 2011. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary investment strategies.

Chad Raiche is a financial advisor with Cetera in St. Cloud, MN, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked at Cetera since 2016, following earlier roles at Gradient Advisors, LLC, Independent Financial Group, LLC, and Dougherty & Associates Financial Advisors, Inc. Outside of his advisory work, Raiche co-chairs an amateur state baseball tournament and serves as a trustee board member at Annandale Evangelical Church. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporations, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform with multiple program structures and custodial relationships.

Daniel De Vargas is a financial advisor at Cetera with Series 66 credentials and one year of industry experience. His prior work includes roles at Cold Spring Brewery and several part-time positions before joining Cetera. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment strategies.

Eric Henry is a financial advisor at Cetera with 16 years of industry experience. He holds Series 66 and Series 63 licenses and has been with various Cetera entities since 2013. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Corey Hacker is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has been affiliated with multiple Cetera entities since 1999 and has prior experience with Guaranty Brokerage Services and Bancnorth Investment Group. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients nationwide through a large network of independent advisors. The firm offers a range of portfolio management and retirement services with multiple program options and access to third-party money managers.

Christopher Gadacz is a Series 66-credentialed financial advisor at Cetera with 19 years of industry experience. He has been with Cetera and its affiliate Cetera Investment Services since 2012. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual clients, retirement plans, corporate and charitable entities, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party managers across various program structures and custodians.

Tren Dinius is a Series 66-licensed advisor with Cetera who has seven years of industry experience. He has been with Cetera and its affiliated entities since 2018 and previously worked at OneMaine Financial and Target. Outside of his advisory role, he serves as treasurer for the Swanville Athletic Booster, managing payments and fundraising activities. Cetera Investment Advisers LLC is an SEC-registered adviser that operates a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures, including access to third-party money managers and model portfolios.

Sarah Thoreen is a financial advisor with Cetera, holding a Series 63 designation and 27 years of industry experience. She has been with Cetera since 2023 and has previous experience at multiple firms including Summit Brokerage Services, First Allied Securities, and Girard Securities. Outside of her advisory work, she is a certified trick dog instructor, dedicating a small amount of time weekly to this activity. Cetera Investment Advisers LLC is an SEC-registered advisor that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform combining model portfolios, third-party managers, and bespoke strategies across various program structures and custodial relationships.

Jason Lupinek is a financial advisor with Cetera who holds the ChFC® and Series 66 designations and has 28 years of industry experience. He has been with Cetera Investment Services LLC since 1998 and Cetera since 2014. Outside of his advisory role, he owns a seasonal lawn thatching business. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Connor Gradin is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. His work history includes roles at multiple Cetera entities since 2022 and prior experience at Bremer Bank and Northwestern Mutual. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform that allows advisors to implement various investment strategies with access to affiliated and third-party managers.

Michael Irwin is a financial advisor with Cetera, holding a Series 66 designation and 17 years of industry experience. He has been with Cetera Investment Services LLC since 2014. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and retirement services through a multi-manager platform with discretionary and non-discretionary options.

Shannah Mollet Kreller is a financial advisor with Cetera in St. Cloud, MN, holding Series 63 and Series 65 licenses and with 15 years of industry experience. She has been affiliated with various Cetera entities since 2011. Outside her advisory role, she owns Stop Light Bait and Guns and volunteers as a Sunday school teacher at Redeemer Lutheran Church, as well as assisting at the Sauk Rapids Sportsmans Club. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management.

Andrew Winter is a financial advisor at Cetera with six years of industry experience. He holds a Series 66 designation and has worked at various Cetera entities since 2017. Prior to his advisory career, he was employed by Best Buy from 2015 to 2017. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services delivered through a multi-manager platform with extensive program options and a nationwide network of over 10,000 advisors.

Carmen Bohlke is a financial advisor at Cetera with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at multiple Cetera entities and First Allied Securities since 2012. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors, employing a multi-manager platform with access to both affiliated and third-party managers.

Janal Kruzel is a financial advisor at Cetera with 10 years of industry experience and holds a Series 66 designation. She has been associated with various Cetera entities since 2013. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform providing diverse investment options and program structures.

Christopher Reinholz is a financial advisor with Cetera, holding a Series 63 designation and bringing 37 years of industry experience. He has been associated with various entities within the Cetera network since 1988 and has also worked at several other firms including Summit Brokerage Services and First Allied Securities. Based in St Cloud, MN, Reinholz’s career spans multiple roles within Cetera-affiliated firms over more than three decades. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services with a multi-manager platform allowing for model portfolios, third-party managers, and custom strategies, overseeing more than $256 billion in assets under management.

Travis Wavrin is a financial advisor with Cetera who holds a Series 63 designation and has 30 years of industry experience. He has been associated with various Cetera entities since 1996. Outside of his advisory work, he serves as treasurer on the board of the St. Cloud Lacrosse Booster Club. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of investment program options and manages over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Brandon May is a financial advisor at Cetera with 18 years of industry experience. He holds the Series 63 and Series 65 designations. His prior work includes nine years at PMA Financial Network, Inc., and over nine years with various Cetera entities. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Joan Colindres Spring is a financial advisor at Cetera with three years of industry experience. She holds a Series 66 designation and has worked at Cetera and Cetera Investment Services LLC since 2022. Prior to her advisory roles, she was affiliated with Christ Church Newman Center for ten years. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors, utilizing multiple program structures and both discretionary and non-discretionary authorities.

Alexander Brooks is a financial advisor with Cetera, holding a Series 66 designation and 18 years of industry experience. He has been associated with Cetera and its affiliated entities since 2003. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and consulting services, supported by over 10,000 advisors and managing more than $256 billion in assets.

Ashley Roelike is a financial advisor at Cetera with four years of industry experience. She holds the Series 66 designation and has been with various Cetera entities since 2012. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Nicole Miller is a financial advisor at Cetera with 16 years of industry experience. She holds Series 63 and Series 65 licenses. Her work history includes multiple roles within Cetera-affiliated firms since 2006 and prior experience with LPL Financial and Woodbury Financial Services. Outside of her advisory work, she serves as a durable power of attorney for a family member. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a large network of independent advisors, utilizing various program platforms and investment strategies.

Jacob Scattergood is a financial advisor with Cetera, holding a Series 66 designation and seven years of industry experience. He has been with Cetera and its affiliates since 2019 and has prior work experience in compliance, supply, and outdoor services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Deborah Gunderson is a financial advisor with Cetera, holding a Series 66 designation and bringing 29 years of industry experience. She has been with Cetera and Cetera Financial Institutions since 2013. Outside of her advisory role, she serves as power of attorney for her son, Jacob Gunderson. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a variety of portfolio management and financial planning services through a large nationwide network of independent advisors.

Jacob Kunz is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. His work history includes various roles within Cetera-affiliated entities since 2017 and prior employment in multiple customer service positions. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary account structures.

Leann Rummel is a financial advisor with Cetera in St. Cloud, MN, holding a Series 63 designation and 34 years of industry experience. She has been with Cetera and its affiliated entities since 1992. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of over 10,000 advisors.

Anne Nienaber is a financial advisor with Cetera, holding a Series 66 designation and 18 years of industry experience. She has been affiliated with various Cetera entities since 2002 and has also worked at First Allied Securities and Girard Securities. Outside of her advisory role, she serves as secretary for a farmland-related business, Rock’n Hills LLC. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individual, corporate, retirement plan, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, with access to multiple program structures, third-party managers, and discretionary and non-discretionary accounts.

Daniel Silva is a financial advisor with Cetera in St. Cloud, MN, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has been with Cetera and its affiliate, Cetera Investment Services LLC, since 2018. Prior to that, he worked at Pruco Securities LLC and had a brief period of unemployment. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and retirement services through a multi-manager platform that combines affiliated and third-party investment options, supported by extensive resources and a large nationwide advisor network.

Nichole Kircher is a financial advisor with Cetera, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. She has been with Cetera and its affiliated entities since 2004. Outside of her advisory role, she is involved in network marketing of health and wellness products through LSAGENIX INTERNATIONAL. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, operating a multi-manager platform with access to affiliated and third-party managers across various program structures.

Andrea Kucala is a financial advisor at Cetera with four years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at LPL Financial, Northwestern Mutual, and other firms. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors and employs a multi-manager platform that includes model portfolios and third-party managers.

Colleen Knafla is a financial advisor at Cetera with eight years of industry experience and holds a Series 66 designation. She has worked at several Cetera-affiliated entities since 2019 and has prior experience with Ameriprise Financial Services and other firms. Outside of her advisory role, she serves as a volunteer captain firefighter and EMT responding to 911 calls in Clear Lake, Minnesota. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and planning services through a multi-manager platform with access to affiliated and third-party managers across various program structures.

Steven Pignato is a financial advisor with Cetera, holding a Series 66 designation and currently based in St. Cloud, MN. He has been with Cetera Investment Advisers since 2026 and Cetera Investment Services LLC since 2024. Prior to his advisory roles, he worked in various positions including at Carolina Beverage Group LLC - Cold Spring Brewery and Tesla Energy, and has experience in educational programs and solar energy. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by a large network of over 10,000 advisors and managing more than $256 billion in assets.

Alex Doering is a financial advisor with Cetera, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Cetera, he spent three years at Midwest Machinery and eight years in full-time education. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and unaffiliated investment options.

Brendon Bryan is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. He has worked with several Cetera entities and other firms since 2010. Outside of his advisory role, he is involved in an office cleaning business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.