Denise Reed is a financial advisor at Cetera with 31 years of industry experience. She holds Series 65 and Series 63 licenses and has worked with Cetera and its affiliated entities since 2007. Outside of her advisory role, she is involved as an enrolled agent providing tax preparation and accounting services and is an organizer for the Gravois Township Democrats. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting discretionary and non-discretionary accounts across multiple program structures.

Keith Adams is a financial advisor with Cetera in St. Louis, MO, holding Series 63 and Series 65 credentials and having 29 years of industry experience. He has worked with Cetera and its affiliates since 2013 and previously with MetLife Resources since 2006. Outside of advisory services, Adams is involved in tax preparation and accounting through SFG Consulting, LLC, and serves as an insurance agent offering fixed insurance and Medicare products. He also works as a NEA retirement specialist, providing financial education to members. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, institutional, corporate, and charitable clients with a range of portfolio management and retirement plan services. The firm operates a multi-manager platform offering various program options, including model portfolios, third-party managers, and bespoke strategies.

Benjamin Haymart is a CFP® with 31 years of industry experience, currently affiliated with Cetera since 2023. He has held positions at Cetera Wealth Services, LLC since 2013 and SFG Consulting, LLC since 2017. Haymart is also a senior partner and registered representative at Strategic Financial Group, where he is involved in financial services, and he provides tax preparation and accounting services through SFG Consulting, LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm employs a multi-manager platform approach, offering a range of portfolio management and financial planning services with access to both affiliated and third-party money managers.

Omar Baig is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked with Cetera and its affiliated entities since 2013. In addition to his advisory role, he is involved as a senior partner at Strategic Financial Group and provides tax preparation and accounting services through SFG Consulting, LLC dba Padgett Business Systems. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.